[Raag]

Hi everyone:

First time poster (and tech newbie), so I apologize if this is in the wrong place.

I am looking at a 430 xDrive convertible. This is the offer I have on the table for a 10K/36 month lease on a 2018 Off service loaner with 4K miles:

MSRP: $64,490
Selling price: $51390 (includes $3K leasing rebate+ $500 Costco)
Monthly price:$725/month (all taxes and fees rolled into the lease)
MF:0.00166
Residual: 57% ($36,090)
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Alternatively, if I pay Taxes/Fees (first payment, plates/registration, bank fee, dealer documentary fees, taxes)

$4731.52 due at signing
$596/month

Is this a good deal? want to make a decision quickly. Any feed back here or to my e-mail would be highly appreciated.

Thanks.