One of the local TV stations inb my area just reminded people that it's rutting season, so deer are out in force.
Fortunately, at least here in the U.S., collisions with moving animals are covered by the comprehensive portion of your insurance, not collision, so it avoids an "at fault" accident on your record and usually involves a lower deductible.
I just had $2K in damage on my three month old 440i, when a tiny rock cracked the AC heat exchanger, causing coolant loss and destroying the compressor.
