[LA430]

Originally Posted by ADHD

I have AAA i understand i have 30 days as a Grace period..
In usa 99% of dealers make you financially responsible by providing insurance to accept responsibility of said purchase before driving off!!
That said insurance is the law and protects my investmen if ur foolish enough to use a Grace period and think you’ll be covered in that period for a major issue is just crazy to me!!

Strongly agree.
The last three cars I bought the dealership wanted proof of insurance before driving off.

[ctdriver320i]

Originally Posted by F32Fleet

Exactly. Which is why I asked. The OP should've had comprehensive coverage with his insurance and covered when he left the dealership.

I understand lol. It was a great question! And the answer should be yes.

[ekko5665]

Originally Posted by ADHD

How were you able to drive away without full coverage insurance?

I have no clue. I had my own insurance on the car for collision or anything like that but no insurance for anything that can be faulty with car

[im_an_alien]

Originally Posted by ADHD

How were you able to drive away without full coverage insurance?

Insurance is not a requirement to purchase a vehicle, it's required to register it, and then only state minimums/ liability is needed. No state requires full coverage insurance for regular daily driven private vehicles. The dealer will ask for proof of insurance to include with the registration documents. Full coverage is however often required by lien holder if vehicle is financed, and even that varies depending on whether it's a bank/credit union or financed through dealer. Also note that not all dealers ask for proof of insurance, once they get their money and your signature on the paperwork they are done, especially if they are not handling the registration. I purchased a truck once from a dealer in Ohio, paid cash, got the title and drove out, not even temp plates on it. Then I drove to the local DMV, paid 25 bucks for a ten day transit tag and drove it to NC. No one seemed to care about insurance.

[Pauloxxi]

Originally Posted by ekko5665

I have no clue. I had my own insurance on the car for collision or anything like that but no insurance for anything that can be faulty with car

Have you contacted your insurance and they denied to help you?
I think a good insurance would help you and act against your dealer, if the issue is lack of oil as told by the technician.

[ADHD]

Originally Posted by im_an_alien

Insurance is not a requirement to purchase a vehicle, it's required to register it, and then only state minimums/ liability is needed. No state requires full coverage insurance for regular daily driven private vehicles. The dealer will ask for proof of insurance to include with the registration documents. Full coverage is however often required by lien holder if vehicle is financed..."]

Well you basically contradicted yourself.... "No state requires full coverage insurance for regular daily driven private vehicles" This Is FALSE...and heres why from your statement.."Full coverage is however required by lien holder if vehicle is financed"

[im_an_alien]

Originally Posted by ADHD

Well you basically contradicted yourself.... "No state requires full coverage insurance for regular daily driven private vehicles" This Is FALSE...and heres why from your statement.."Full coverage is however required by lien holder if vehicle is financed"

The lien holder is not the state (unless you don't know what lien holder means). The financial institution financing the vehicle requires full coverage. The state requires state minimum insurance, and there isn't a state that requires full coverage. Having full coverage is always an option, unless you want it or required by your bank.
Curious to know how this is gonna turn out for OP, good luck..

[ADHD]

Originally Posted by im_an_alien

The lien holder is not the state (unless you don't know what lien holder means). The financial institution financing the vehicle requires full coverage. The state requires state minimum insurance, and there isn't a state that requires full coverage. Having full coverage is always an option, unless you want it or required by your bank.
Curious to know how this is gonna turn out for OP, good luck..

Yes required by the BAnk or leinholder.. If you want to take it to TERMINOLOGY then YES its not required by the STATE but REQUIRED by the BANK in that STATE......

Either way its a REQUIREMENT When purchasing from a dealer. However you wanna READ it or look at it....

Not sure how they do it on mars considering your an Alien but Here on EARTH its the same dam thing......

[ekko5665]

Originally Posted by Pauloxxi

Have you contacted your insurance and they denied to help you?
I think a good insurance would help you and act against your dealer, if the issue is lack of oil as told by the technician.

yes. insurance denied it. it was my father's insurance, I don't know all the details but I think fire is the main reason.

[oem.plus_440gc]

Originally Posted by ADHD

Yes required by the BAnk or leinholder.. If you want to take it to TERMINOLOGY then YES its not required by the STATE but REQUIRED by the BANK in that STATE......

Either way its a REQUIREMENT When purchasing from a dealer. However you wanna READ it or look at it....

Not sure how they do it on mars considering your an Alien but Here on EARTH its the same dam thing......

Not true at all. If i walk into a dealership and pay cash, its my decision if i want full coverage or not. At that point, there is NO REQUIREMENT to have full coverage... Maybe you should figure out the difference between the dealership (not a factor in a private sale/purchase), the leinholder/bank (not a factor in a cash deal), and the state (will ALWAYS be a factor when registering a vehicle for public road use)... 3 very different things and not all 3 come into play in every scenario.

[ADHD]

Originally Posted by oem.plus_440gc

Not true at all. If i walk into a dealership and pay cash, its my decision if i want full coverage or not. At that point, there is NO REQUIREMENT to have full coverage... Maybe you should figure out the difference between the dealership (not a factor in a private sale/purchase), the leinholder/bank (not a factor in a cash deal), and the state (will ALWAYS be a factor when registering a vehicle for public road use)... 3 very different things and not all 3 come into play in every scenario.

If the vehicle is financed!! Did anyone ever mention this was a cash sale?? Maybe you s could read the whole thread?

Got some winners here.. u wanna pay 14k cash and not buy insurance that your stupidity!! each his own huh

[oem.plus_440gc]

Originally Posted by ADHD

If the vehicle is financed!! Did anyone ever mention this was a cash sale?? Maybe you s could read the whole thread?

Got some winners here.. u wanna pay 14k cash and not buy insurance that your stupidity!! each his own huh

If you're going down that road, maybe YOU should re-read the OP. It says "I BOUGHT" not "I FINANCED".... and i'm talking about the actual laws in general. Not this specific case. So maybe when you say "COMPREHENSIVE IS A REQUIREMENT WHEN BUYING FROM A DEALERSHIP" you should clarify that you meant "FINANCED" and not generalize that any car rolling off a dealership lot requires comprehensive insurance, cause thats just FALSE.

Now, to stop feeding the troll, I hope the OP is able to come to some agreements with the dealership over this situation, cause this sucks. Best of luck and let us know the final outcome.

[ADHD]

Originally Posted by oem.plus_440gc

If you're going down that road, maybe YOU should re-read the OP. It says "I BOUGHT" not "I FINANCED".... and i'm talking about the actual laws in general. Not this specific case. So maybe when you say "COMPREHENSIVE IS A REQUIREMENT WHEN BUYING FROM A DEALERSHIP" you should clarify that you meant "FINANCED" and not generalize that any car rolling off a dealership lot requires comprehensive insurance, cause thats just FALSE.

Now, to stop feeding the troll, I hope the OP is able to come to some agreements with the dealership over this situation, cause this sucks. Best of luck and let us know the final outcome.

Ur the troll that came and piked apart Terminology!! What did you sign up last week?? Go ahead and think that .. Stupidity is priceless!!

And Please quote those exact sayings cause i never said “COMPREHENSIVE IS A REQUIREMENT WHEN BUYING FROM A DEALERSHIP"

I said FULL COVERAGE

[Pauloxxi]

[F32Fleet]

Originally Posted by ekko5665

yes. insurance denied it. it was my father's insurance, I don't know all the details but I think fire is the main reason.

If you had comprehensive coverage when you drove off the lot then insurance typically would cover it. Confirm and get a lawyer involved who's familiar with insurance law in your state. The initial consultation is typically free.