08-20-2015, 11:18 PM | #155 | |
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If the insurance covers cosmetic then it's not that bad of a deal. Just check to make sure there is no deductible or limit on the number of claims.
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08-24-2015, 01:48 AM | #156 |
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Awesome thread, I read through the entire thing just now, twice in fact. I've never leased a vehicle before. Let's say I go in to a dealer to lease a car, when and how do I ask for the money factor? Do I just bluntly ask, "What is the money factor for this lease"?
Is there a minimum that is acceptable for the residual? Most of the examples in the thread are in the 60% range, what if they give you a 50% or a 40% residual? Also, is there a max as well? On page 7 Monaco was offered a 6 payment pull ahead and had 8-9 payments left on the lease. He pays the 2-3 payments and the remaining 6 are forgiven. But why would this work better for if he ordered a car versus picking one off the lot? Thanks in advance. |
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08-24-2015, 08:53 AM | #157 | |
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The pull ahead offers you mention often have a time line, so ordering a car and waiting for delivery may put you outside the window the pull ahead is good for. Also, some of the pull ahead offers are for in stock cars only. |
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08-24-2015, 10:26 AM | #158 | |
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Ok, now I get the why that's an advantage. Thanks for the explanation. Does anyone have any examples of awesome deals they got for some 2 series they could share? |
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08-24-2015, 12:23 PM | #159 |
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It is set by BMWNA, and would be the same at any dealer.
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08-25-2015, 10:49 AM | #160 |
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08-28-2015, 12:07 PM | #161 |
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This would be my first BMW. We are looking to lease a 328xi sedan. No money down $459 a month. Money factor is .0017% and residual is $28,349 or 65% of $43,615. Is this a good deal? Trying to see if I can get them to come down on the price.
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08-28-2015, 12:55 PM | #162 | |
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I would first tell you the dealer is marking up the MF. 0.0017 is the maximum rate as 0.0013 is the base rate right now. The base rate is set by BMWFS and the dealer is tacking on the maximum allowed additional amount. As long as you have good credit I would not sign until they give you the base rate. The base rate can change every month so its a good idea to check this forum for the new rate or look at Edmunds.com as they should have it also. As for the negotiated price, I can't tell you unless I know what the MSRP is. You can also check the compare your deals thread in this same section and you will get a good idea how much the total price should be. Good luck
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08-28-2015, 02:19 PM | #163 | |
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08-28-2015, 02:34 PM | #164 |
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Sorry, I should have caught that. What I meant to ask is what price did you get from the dealer? If they want you to pay sticker, don't sign. You should be able to get 1-2k over invoice (before any incentives) without much effort.
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08-28-2015, 02:40 PM | #165 |
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That is the sticker. How do you figure out what invoice is? Again thank you for the great information.
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08-28-2015, 06:17 PM | #166 | |
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Get the app leasematic it's on Android and Apple. It's great and written by a forum member.
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08-28-2015, 06:54 PM | #167 | ||
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08-29-2015, 09:58 AM | #168 |
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08-30-2015, 04:25 PM | #170 | |
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08-31-2015, 10:57 AM | #171 |
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i have a question about the taxes:
I leased my car and registered it to NY....i had to pay the 8.8% tax on the monthly payment....i decided to pay that all upfront (not sure why i did that). I live in NJ now, if I register the car to my NJ address, (7% sales tax)...can i request a refund on the difference? or is it gone because i paid upfront?
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08-31-2015, 11:46 AM | #172 | |
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09-12-2015, 05:37 PM | #173 |
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Leasing questions:
1) Honda provides a $1500 credit for miles and minor damage (dings, scratches) if leasing another vehicle through them. Does BMW do something similar or do you get nickled and dimed for everything? 2) How much wear and tear is allowed on the floor mats? Should/must I invest in a set of all-weathers (e.g. WeatherTec)? 3) If I end up needing a new set of tires, does it have to be the same exact model as the factory install?
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09-12-2015, 09:53 PM | #174 | |
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http://www.bmwusa.com/Standard/Conte...tionFlash.aspx Floor mats are cheaper than all weather mats so it doesn't matter. At worst you will be charged for a new set, but probably not. Tires need to be of similar performance type and speed rating, not the same exact manufacturer and model. The biggest problem people run into is RFT. If your car came with them, then the car has to be returned with them.
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09-13-2015, 08:37 AM | #176 |
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I just looked at the BMW lease inspection form for my 2014 335i I turned in a couple weeks ago and they don't even have floor mats on the checklist, so I am thinking you would be okay with no mats at all. Have not tested this myself though.
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