10-16-2019, 03:45 PM | #45 |
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10-16-2019, 03:47 PM | #46 |
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I'd love to see them try to prove otherwise! Fortunately we live in a civilised society where we are innocent until proven guilty
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10-16-2019, 04:00 PM | #47 | |
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Very quick question sir, which roads have you been using this box on and and when? Oh I see, let's just check that against the cars diagnostics shall we? How often has the torque exceeded the manufacturers settings? Oops, every day. I accept for a minor accident nothing will happen. If you happen to kill someone or seriously injure someone, see what happens then. You permanently take the piss, you're obviously not a believer in any kind of karma, or getting back what you give. |
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10-16-2019, 04:03 PM | #48 | ||
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10-16-2019, 04:08 PM | #49 | |
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Just because you can't follow something it doesn't make it rambling, try harder, read it again, you'll get there. |
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10-16-2019, 04:09 PM | #50 |
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I’m surprised that some people think increasing the power of your engine and the performance of your car significantly isn’t something that should be declared to the insurer.
Personally l feel that if l can afford to buy a top of the range 3 series, and then spend a bit more remapping it, then a few hundred quid more on my insurance is worth not having the risk of ruining my life if l cause a serious accident and end up not insured for. |
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10-16-2019, 04:12 PM | #51 | ||
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10-16-2019, 04:28 PM | #52 | |
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And for the record, I didn't rip the piss because you bought an X3, I ripped the piss because you said it was the best car in the whole wide world. Like a 4 year old with a new toy. And it's really hard not to take the piss when you start behaving like that. Just as on this thread, you behave entitled and think that laws don't apply to you. Wouldn't say anything if you kept quiet about it like most sensible people, but you don't. |
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10-16-2019, 04:34 PM | #53 |
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It's taken me literally 30 seconds to find your real life details on the web and I have zero vested interest. Let's just say you are in an accident where your insurer may have to stump up 6 figures - a lifetime of care, for example. Do you think nobody will poke around trying to find an out? It's not a chance I would want to take, but each to their own.
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Gone but not forgotten: 1967 Triumph GT6 Mk1 (6 pot 2 litre widowmaker) 1966 Triumph TR4A (4 pot 2.2 litre, huge torque, lovely car) 2004 Audi TT 3.2 DSG Quattro (weak springs & nose heavy) 2006 VW Golf GTI (brilliant on good tyres) |
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10-16-2019, 04:39 PM | #54 | |
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10-16-2019, 04:59 PM | #55 | |
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I am exercising my legal rights as set out by UK law, and the fact that you’re making me out to be some sort of law dodging vigilante is quite honestly ridiculous and completely obtuse. Anyway, I’ve said my piece, I have nothing further to add to this thread, due to its rather negative and bizarre turn of direction. |
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10-16-2019, 05:06 PM | #56 | |
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This modification, and lack of declaration, would almost certainly invalidate your insurance, and, in the event of a situation which was investigated by the police or a crash investigator would likely be discovered and reported. Let's assume that it was speed related. Not only could you be open to criminal prosecution, but also no third party insurance in the event of a civil action i.e. for personal injury. Is it worth it to avoid, say, a £50 increase in your insurance premium ? Big risk IMO.
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10-16-2019, 05:09 PM | #57 | |
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Lying to the police about a remap that gets an SUV from 0-60 in 3.9 seconds is though. And not telling your insurance would make you uninsured in lots of circumstances. Good luck convincing a court that turning your car into a rocket wasn't related to any accident you ended up in. And how is it bizarre, the thread is about insurance and modding, it's bang on topic. If you care to read other people's comments, it's not just me that thinks you're idiotic/takng the piss. |
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10-16-2019, 05:18 PM | #58 | ||
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The information you're working on comes from years ago when insurance companies were taking the piss, before the 2017 legislation posted above. A black grille or a carbon fibre door mirror cover make no difference to anything whatsoever. |
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10-16-2019, 05:30 PM | #59 | |
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You can't control everything, a remap should be declared, your argument is nonsense. If everyone on here is saying that, and you're the only one that's not, maybe, just maybe, you should listen for a change. (Waste of my energy I know, but thought I'd try) Last edited by Goneinsixtyseconds; 10-16-2019 at 05:39 PM.. |
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10-16-2019, 05:38 PM | #60 | |
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Anyway, I’ll leave it there. |
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10-16-2019, 05:42 PM | #61 | |||
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10-16-2019, 05:44 PM | #62 | |
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You can twist laws and rules to fit your own warped view of the world, don't be surprised if one day you're stood in front of the police, insurance companies and the courts and they don't agree with you. You've sense checked it on here, where even a policeman has commented about it and you still think you're cleverer than everyone else. You enjoy that £50 you've saved bright spark. |
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10-16-2019, 11:56 PM | #64 | |
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This is what the motoring team at Compare the Market have to say about it.
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The overwhelming consensus is that you should declare a remap and if the worst happened and the remap was discovered then don’t be surprised if your policy is declared void. I guess there is a small chance of getting caught but if an individual is prepared to take the risk that’s up to them. |
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10-17-2019, 12:26 AM | #65 |
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I've opened a right can of worms here!
Still doesn't alter the fact I'm being ripped off! (Declaring the remap doesn't actually make that much difference other than I can't get insured with the much cheaper BMW offering) |
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10-17-2019, 01:13 AM | #66 |
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You haven't really, there are just idiotic posts suggesting that a spoiler or different-coloured grills is exactly the same kind of enhancement as a remap that significantly alters the performance of the car. It quite obviously isn't but you can't tell some people. If they believe, when the chips are down and the insurer is trying to get out of a significant sum because of death or dismemberment, that they can hide behind such a flimsy defence then let them crack on.
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