[Bloom_435i]

Got in a accident today hit back ice and went off the road into a telephone pole, no air bags deployed. A guy at Bmw took a quick look a said around 15k In damages. Is he right or is he smoking something. Hood is untouched but needs new fender and bumper. But I imagine the whole right suspension will have to get replaced. Any opinions?

[Bloom_435i]

Also a side note the aff7 rims held up surprisingly well and didn’t even crack. Good wheel for the price.

[wishbone]

no way this is totaled... (not an insurance adjuster or actuary)

[schernov]

What year? Model? Miles?

[Icarium81]

Another stupid thread.
Do you know who can tell you....YOUR INSURANCE ADJUSTER. You can either source all the parts yourself and do the work yourself and probably save some money. Or let a professional do it, who can look at it in person and who can properly assess the issues we can't see.

[Bloom_435i]

2015, 435i coupe xdrive 90k miles, 67k msrp. I’m not asking for a professional opinion, just to see if I should keep my hope up of keeping the car or if I should start looking for a replacement. Or to see if anyone on the forum had a similar crash to see how much it would possibly cost to fix. The car got towed to my bmw dealership today and they will call me tomorrow or the day after.

[ashkanvafaee2]

If you're getting it fixed at a BMW dealer, I'd say 10-15k is accurate. With labor, I'd guess like $6k for suspension and $3k for fender and bumper (with paint). An indy shop would charge less.

This is assuming only front right suspension is damaged and no frame damage.

[Bloom_435i]

Nope no frame damage car turns on and runs fine, only damage in that front right side. The fuild on the ground is washer fuild luckily.

[Bloom_435i]

Definitely not having Bmw do the full repair way to much, I have a Indy shop that I’m close with so I’ll get a list of repairs from Bmw and see where to go from their. I know for sure I can get a used fender/bumper and have it painted at the Indy shop and save a lot their.

[schernov]

If there is susp damage and most likely there - they will total it.
If you want to keep the car - and get it fixed - right their comps and most of them will be missing packages. Especially if you car is manual.

[Bloom_435i]

I have the original window stick so I got that covered it’s a auto with every package available that year.

[tturedraider]

Originally Posted by Bloom_435i

I have the original window stick so I got that covered it’s a auto with every package available that year.

That’s nice, but I hate to disappoint you, it doesn’t matter. What matters is the market value today. A 2015 with 90k miles could be totaled by a $15k estimate. Maybe not by a $10k estimate. We can’t see the damage clearly enough in the photos you posted to make a good assessment of the damage that may be there.

I don’t want to make you feel guilty, but may I ask about your tires? In the photo those appear not to be winter tires. Are they winters or all seasons? I see the word “sport”. I hope they’re not summers. There’s at least a fair likelihood winter tires could have prevented this crash. I tell people all the time you are safer with rwd and winter tires than awd and all seasons.

[RAK92]

Originally Posted by tturedraider

That’s nice, but I hate to disappoint you, it doesn’t matter. What matters is the market value today. A 2015 with 90k miles could be totaled by a $15k estimate. Maybe not by a $10k estimate. We can’t see the damage clearly enough in the photos you posted to make a good assessment of the damage that may be there.

I don’t want to make you feel guilty, but may I ask about your tires? In the photo those appear not to be winter tires. Are they winters or all seasons? I see the word “sport”. I hope they’re not summers. There’s at least a fair likelihood winter tires could have prevented this crash. I tell people all the time you are safer with rwd and winter tires than awd and all seasons.

If he did hit a patch of black ice I don’t think winter tires would’ve helped much.

[tturedraider]

Originally Posted by RAK92

If he did hit a patch of black ice I don’t think winter tires would’ve helped much.

It might not have, but winter tires have softer rubber specifically for cold weather and they are considerably more grippy than all seasons. I’ve used winter tires on my rwd 3ers for twelve years in Chicago and I’ve never had an issue.

[im_an_alien]

Originally Posted by Bloom_435i

Definitely not having Bmw do the full repair way to much, I have a Indy shop that I’m close with so I’ll get a list of repairs from Bmw and see where to go from their. I know for sure I can get a used fender/bumper and have it painted at the Indy shop and save a lot their.

Why not just go through insurance? Trying to maintain that clean carfax? Amazing that lots of people will avoid a car with an accident report, not realizing that lots of people DIY accident repairs or use non reporting shops.

[Fliplegend]

Originally Posted by RAK92

If he did hit a patch of black ice I don’t think winter tires would’ve helped much.

Normally I'd say no but looks like he's running Conti DWS06 Plus' which is crap in snow. I run them on my 435 and when I get in my E350 with Michelins, the difference is very noticeable in snow. Rain, however, the Conti's shine.

[Bloom_435i]

Originally Posted by im_an_alien

Why not just go through insurance? Trying to maintain that clean carfax? Amazing that lots of people will avoid a car with an accident report, not realizing that lots of people DIY accident repairs or use non reporting shops.

I am going through insurance, my car is waiting to be looked at by the insurance adjuster. Should hearing a call back today or tomorrow.

[im_an_alien]

Originally Posted by Bloom_435i

I am going through insurance, my car is waiting to be looked at by the insurance adjuster. Should hearing a call back today or tomorrow.

That's good. So why do you care how much it will cost?

[Bloom_435i]

Update: car is totaled and insurance paid me out 21.5k. There total damage report was 13k. I was just hoping for a atleast 20k given the 92k miles. Guess it’s time to start looking for a new car.

[Wires]

Originally Posted by tturedraider

I don’t want to make you feel guilty, but may I ask about your tires? In the photo those appear not to be winter tires. Are they winters or all seasons? I see the word “sport”. I hope they’re not summers. There’s at least a fair likelihood winter tires could have prevented this crash. I tell people all the time you are safer with rwd and winter tires than awd and all seasons.

Those are Contential Sport Plus Summer tires. Life lesson here -- lucky he just totally his car and didn't kill someone in the process.

https://continentaltire.com/tires/extremecontact-sport

[toxik]

Originally Posted by Bloom_435i

Update: car is totaled and insurance paid me out 21.5k. There total damage report was 13k. I was just hoping for a atleast 20k given the 92k miles. Guess it’s time to start looking for a new car.

pretty good pay out honestly. good luck with next car

[AlmondJayRoM3]

Originally Posted by Wires

Those are Contential Sport Plus Summer tires. Life lesson here -- lucky he just totally his car and didn't kill someone in the process.

https://continentaltire.com/tires/extremecontact-sport

Those aren’t extremecontact sports. Tread pattern matches extremecontact dws06+ all seasons. Both say sport plus technology but even though snow is in the name, they still suck in anything more than a slight snow cover.