[Jim23k]

It's that time of year when my BMW Insured Warranty is up for renewal. It's cost £447 for the past couple of years (comprehensive, roadside assistance, £250 excess) with this year's renewal coming in at £484 for an annual payment or £53 per month.

Anyone know if they still increase the price once the car exceeds 60,000 miles? It's currently on around 53k so I'll hit 60k before next year's renewal. I seem to recall others suggesting to switch to a monthly payment before the car hits 60k as the monthly payments are fixed. Anyone know if this is still the case?

If this is the case, presumably I can buy the annual policy now, then before I hit 60k cancel it for a pro-rata refund (the policy documents suggest I can do this), and then take out a rolling monthly plan?

Cheers

[Londoner]

Suspect you'll need to speak to someone at BMW UK if you want to change from annual to monthly - I wouldn't cancel the policy at all personally, unless I had an email from them, as they make it clear once cancelled and out of warranty even for a day, they have no obligation to renew your extended warranty.

No idea re 60k miles, however am pretty sure your warranty goes up on the car's tenth birthday, because it moves from a BMW warranty to an Allianz insured policy.

[Stoatmaster]

I thought outside of BMW 3yr warranty was Allianz now?

[mmm-five]

Yes, it is Allianz.

This is from my Insured Warranty handbook...

BMW Insured Warranty is underwritten by AWP P&C S.A., a company registered in France
with ID No 519490080 RCS Paris Registered Office 7 Rue Dora Maar, 93400 Saint-
Ouen, France, acting through its UK Branch, AWP P&C (UK Branch), Registered Branch
No. BR015275. Registered Office: 102 George Street, Croydon CR9 6HD. Authorised and
regulated by L’Autorité de Contrôle Prudentiel et de Résolution in France. Authorised
by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct
Authority (FCA) under no. 534384 and limited regulation by the Prudential Regulation
Authority. Details about the extent of our regulation by the Prudential Regulation Authority
are available from us on request.

BMW Insured Warranty is administered in the UK by AWP Assistance UK Ltd (trading as
BMW Insured Warranty Services and BMW Roadside Assistance Services). Registered in
England number 1710361. Registered Office: 102 George Street, Croydon CR9 6HD.

AWP Assistance UK Ltd which is an Allianz Group company is authorised and regulated
by the Financial Conduct Authority under no. 311909.

AWP Assistance UK Ltd act as an agent for AWP P&C S.A. with respect to the receipt of
customer money, for the purpose of settling claims and handling premium refunds.

This policy is available in large print, audio and Braille.
Please phone 0345 641 9790 and we will be pleased to
organise an alternative for you.

I renewed mine at about 58,000 miles in January to continue from an AUC warranty on my 335xD, and it was £58/month for Comprehensive, £100 excess, European Roadside Assistance.

There was only about £2/month between the £100 excess and the £250 excess, but £10/month extra for £0 excess.

For reference, here's a link to the Policy Handbook and IPID
https://mega.nz/file/v3B1TbqK#dRXZrL...ZGTKpRk37voSRY
https://mega.nz/file/D7ozQDQa#bn2v3R...g1D3ehoki5D0LA

[GOF_430d]

The Insured warranty premium on my previous F33 was £545 (with £250 excess and breakdown cover) and at renewal the mileage was 90k miles or thereabouts, so the price doesn't increase dramatically over 60k miles.