04-18-2024, 02:55 PM | #45 | |
Second Lieutenant
167
Rep 286
Posts |
Quote:
|
|
Appreciate
0
|
05-13-2024, 03:20 AM | #46 |
Idiotic lifter of heavy stones...
2318
Rep 2,497
Posts
Drives: 2015 F31 325D M Sport touring
Join Date: Feb 2022
Location: Preston, Lancashire - UK
|
Just to update this; my renewal has come through from Chris Knott and it's gone up £100 to £479... Fully comp, 14years NCB protected, no claims, all mods declared, 6k miles, social use only etc
Did some price comparison checks on the usual sites; couldn't get lower than £1100... Makes you wonder how the feck they come up with these prices?!
__________________
My car: 2015 F31 325D M Sport Touring in Glacier Metallic Silver - Keeping it OEM 'Plus'
Project: https://f30.bimmerpost.com/forums/sh....php?t=1982298 |
Appreciate
1
gac89.50 |
05-13-2024, 03:41 AM | #47 | |
Private First Class
169
Rep 126
Posts |
Quote:
SDP & business for both me and SWMBO. Only gone up 6 of your Earth Pounds since last year. I'll take that as a win. |
|
05-13-2024, 08:24 AM | #48 | |
Second Lieutenant
167
Rep 286
Posts |
Quote:
|
|
Appreciate
0
|
05-13-2024, 09:20 AM | #49 | |
Idiotic lifter of heavy stones...
2318
Rep 2,497
Posts
Drives: 2015 F31 325D M Sport touring
Join Date: Feb 2022
Location: Preston, Lancashire - UK
|
Quote:
No idea why but they, DL and another I can't remember wouldn't even quote. Maybe due to 'modifications' etc I've been with CK for years now; they've done well for me more so with my Jap import E39s and agreed valuations etc
__________________
My car: 2015 F31 325D M Sport Touring in Glacier Metallic Silver - Keeping it OEM 'Plus'
Project: https://f30.bimmerpost.com/forums/sh....php?t=1982298 |
|
Appreciate
1
ade555167.00 |
05-13-2024, 09:59 AM | #50 | |
Second Lieutenant
167
Rep 286
Posts |
Quote:
|
|
Appreciate
1
danb19792318.00 |
05-13-2024, 02:16 PM | #51 |
Major
1684
Rep 1,454
Posts |
I'm dreading our renewal in August. The slaughter on the Vegas roads this year has got to the point where a week without a reported fatal would be considered a conspiracy of silence by the police and media. If it's not drunks, it's racing, apparently suicidal pedestrians, or speeding motorcycles losing control or just plain running into stuff. As a city full of people from other places, we have every bad driving habit from around the world. This year, it really shows.
|
Appreciate
0
|
05-13-2024, 05:03 PM | #52 |
Captain
486
Rep 802
Posts
Drives: 2018 F80 M3 CP YMB
Join Date: Feb 2012
Location: United Kingdom
|
I just ran a quote for a £150k+ 992 Turbo S with 8k/annum expecting some crazy figures but a number of insurers (e.g. Admiral) came back in the region of £650… not buying it just yet but interested to see if the insurance would force me into a more sensible car… you just can’t second guess what they will quote from one year to the next…
__________________
Current: 2018 F80 M3CP YMB. Previous: 2015: F34 335d GT M Sport+; 2012: F07 535d GT M Sport; 2008: 335d SE; 2005: 530d; 2003: 330d; 2002: 330i; 1999: 523i
|
Appreciate
1
C320342.50 |
05-14-2024, 02:56 AM | #53 |
Lieutenant
312
Rep 525
Posts |
All I can say is that I can but dream of such low insurance renewal costs.
My insurance premium in 2022 was £870 which rose to £1350 in 2023 [430d with no mods, 14000 miles pa plus business mileage, 9+ years protected NCD], the only difference was that in 2022 I was hit from behind and whilst the insurance company recovered all their costs from the other drivers insurance company my renewal still increased, but then again so has everyone elses. Admittedly I knocked a cyclist off their bicycle in 2021. All I know is that when I retire [in 4 years if you listen to the wife or 7 years for the state pension] I won't be able to afford to insure a BMW 4 series convertible. |
Appreciate
0
|
05-14-2024, 04:01 AM | #54 | |
Lieutenant General
9127
Rep 12,601
Posts |
Quote:
and of course it goes up when you retire because your drive more in the day and you are old.... I assume you either dont have great occupation description or a poorly rated postcode, I think I suffer from both too! |
|
Appreciate
0
|
05-14-2024, 06:14 AM | #55 | |
Lieutenant
312
Rep 525
Posts |
Car Insurance
Quote:
I've stated my occupation as Sales Engineer, though a blind guess Estimator would be a fairer description and we live in NW London, which I guess are high risk catagories. |
|
Appreciate
1
agentorange1684.00 |
05-14-2024, 06:59 AM | #56 | |
Lieutenant General
9127
Rep 12,601
Posts |
Quote:
Hertfordshire and working in the hotels (licensed) trade kills mine! |
|
Appreciate
0
|
05-15-2024, 03:15 PM | #57 | |
Major
1684
Rep 1,454
Posts |
Quote:
|
|
Appreciate
0
|
05-15-2024, 03:29 PM | #58 | |
Lieutenant General
9127
Rep 12,601
Posts |
Quote:
Although I have had a few run ins with insurers (I look after insurance at work) over some prices for items where they dont have data and so are assuming the worst... |
|
Appreciate
0
|
05-15-2024, 03:53 PM | #59 | |
Captain
343
Rep 642
Posts
Drives: 911 Turbo S, X5 40i, EQC400
Join Date: Dec 2018
Location: South Bucks / West London
|
Quote:
I work in IT but for a large restaurant business that has an alcohol licence. As I also have business use cover, I always put down licensed restaurants for the business type - I'm sure this doesn't help at all with the quotes. My 911 and wifes X5 are both insured with a broker. My EQC is going to be insured with Admiral at circa £800 per annum. It's currently got free drive-away cover from Mercedes at the moment. One of the conditions of their drive away cover is that they provide you with an annual quote, they were coming out at £5,700 a year The guy on the phone couldn't explain it either! Last edited by C320; 05-16-2024 at 04:12 AM.. |
|
Appreciate
0
|
05-20-2024, 06:19 PM | #61 | |
Colonel
2169
Rep 2,008
Posts |
Quote:
If my insurance start to ask for this, I shall say I don't have a camera and my phone is 20 years old so can't take pics. See what they say. |
|
Appreciate
0
|
05-21-2024, 02:27 PM | #62 |
Major
1156
Rep 1,158
Posts |
Renewal arrived today from Admiral , expected to be properly shafted but only been shafted a little with an increase of just 12% , the excess has increased by £100 but that's it.
This year for FC cover, BM in garage , Porker in driveway : 2020 Cayenne Coupe (standard) - £476 2017 440i (declared mods MPPSK etc) - £393 Going to have a chat with the "bots" tomorrow to see if they can do anything for me regarding the price , dont ask you dont get. K |
Appreciate
0
|
05-22-2024, 06:08 AM | #63 |
Colonel
952
Rep 2,122
Posts
Drives: F30 335d
Join Date: Oct 2013
Location: Sheffield
|
I paid £470 last year for my 335d and £563 this year with Howden(APlan). So an increase of ~20%.
The absolute values are low, but 20% is still a fair jump!
__________________
if I've helped - an Appreciate would be, er, very appreciated!
|
Appreciate
1
danb19792318.00 |
05-22-2024, 07:05 AM | #64 | |
Major
1156
Rep 1,158
Posts |
Quote:
Compared to some i seem to have got off lightly this year. K |
|
Appreciate
0
|
05-22-2024, 07:37 AM | #65 | |
Idiotic lifter of heavy stones...
2318
Rep 2,497
Posts
Drives: 2015 F31 325D M Sport touring
Join Date: Feb 2022
Location: Preston, Lancashire - UK
|
Quote:
Laughable really; but it's apparently becoming quite common!
__________________
My car: 2015 F31 325D M Sport Touring in Glacier Metallic Silver - Keeping it OEM 'Plus'
Project: https://f30.bimmerpost.com/forums/sh....php?t=1982298 |
|
Appreciate
0
|
05-22-2024, 08:21 AM | #66 | |
Private First Class
169
Rep 126
Posts |
Quote:
Did they give a reason? |
|
Appreciate
0
|
Post Reply |
Bookmarks |
|
|