Car accident, thoughts on extent of damage 428i

IK6SPEED · 10-25-2019, 12:50 PM

Quote:

Originally Posted by F30lolz

Quote:

Originally Posted by IK6SPEED

It's a 428. What year?

It can't be worth more than about $18 anyway.

OP said 2016 60k miles.

OP, start asking the wife what she wants as a replacement.

GL shopping.

Then definitely totaled. All 2016 60k mile 428i on Autotrader are $18 - $20k

anthemavm · 10-25-2019, 03:55 PM

Quote:

Originally Posted by IK6SPEED

Then definitely totaled. All 2016 60k mile 428i on Autotrader are $18 - $20k

While on the phone with the insurance company today, they said they have the value at $26k.

The guy had to elevate it to the supervisor, as his limit was 25k.

The 428i was loaded with almost every option.

Michael

IK6SPEED · 10-25-2019, 03:57 PM

Quote:

Originally Posted by anthemavm

Quote:

Originally Posted by IK6SPEED

Then definitely totaled. All 2016 60k mile 428i on Autotrader are $18 - $20k

While on the phone with the insurance company today, they said they have the value at $26k.

The guy had to elevate it to the supervisor, as his limit was 25k.

The 428i was loaded with almost every option.

Michael

If they offer you that, take the money and run......fast.

cdwalls · 10-25-2019, 04:00 PM

Quote:

Originally Posted by IK6SPEED

If they offer you that, take the money and run......fast.

floridaorange · 10-25-2019, 04:24 PM

nice!!

AlpineX · 10-25-2019, 04:41 PM

Generous, but possible if almost every option and otherwise mint with perfect history.

anthemavm · 10-26-2019, 05:16 PM

Final word is in and they are going to repair the vehicle. It was only 65% of the value. We will go after the other driver's insurance for the depreciated value due to the wreck.

IK6SPEED · 10-26-2019, 05:32 PM

Quote:

Originally Posted by anthemavm

Final word is in and they are going to repair the vehicle. It was only 65% of the value. We will go after the other driver's insurance for the depreciated value due to the wreck.

Which Insurance Company?

Supedagod · 10-26-2019, 06:26 PM

Mine was ,looks similar

Supedagod · 10-26-2019, 06:29 PM

Although side note ,I did have 2 pints of pint in the car that splattered everywhere so that definitely pushed me over the top, also I learned the hard way about not having Gap insurance ,all good new car better anyways, good luck and hope you have Gap insurance

F30lolz · 10-26-2019, 07:14 PM

^^Mother of God^^

Talk about having paint in your car at the wrong place at the wrong time.

Yup my 320 got totaled and hit the similar way as yours.

OP, which shop will repair the car? BMW Collision or your trusted body shop?

zamboni · 10-26-2019, 07:25 PM

Not so good if the insurance repairs the car, all three airbags deployed.

AlpineX · 10-26-2019, 07:28 PM

Quote:

Originally Posted by anthemavm

Final word is in and they are going to repair the vehicle. It was only 65% of the value. We will go after the other driver's insurance for the depreciated value due to the wreck.

So the valuation kept the car from being totalled for now. I predict they may find more damage. Is this an xdrive?

IK6SPEED · 10-27-2019, 12:23 AM

Quote:

Originally Posted by AlpineX

Quote:

Originally Posted by anthemavm

Final word is in and they are going to repair the vehicle. It was only 65% of the value. We will go after the other driver's insurance for the depreciated value due to the wreck.

So the valuation kept the car from being totalled for now. I predict they may find more damage. Is this an xdrive?

Exactly. But once they start in, there's no going back.

AlpineX · 10-27-2019, 12:54 AM

Quote:

Originally Posted by IK6SPEED

Exactly. But once they start in, there's no going back.

Depends when they find the additional damage and its associated cost...

And whether or not they are using aftermarket parts
And how complete their labor/part list is (any idea this shops experience in this model? )

IK6SPEED · 10-27-2019, 01:12 AM

Quote:

Originally Posted by AlpineX

Quote:

Originally Posted by IK6SPEED

Exactly. But once they start in, there's no going back.

Depends when they find the additional damage and its associated cost...

And whether or not they are using aftermarket parts
And how complete their labor/part list is (any idea this shops experience in this model? )

After they start tearing into it, the Insurance is paying out funds.

That's why I say once they start, they are not going to suddenly reverse themselves and declare it totaled as they have already paid out funds to start.

Based on the 2016 428i on Autotrader and other sites, I still do not see how they came up with the $26k+ valuation with 60k miles on it.

Too bad the dashboard airbag didn't go off....that would have totaled it for sure. From the initial posts, it sounded like it did go off...but later revised.

AlpineX · 10-27-2019, 10:02 AM

Quote:

Originally Posted by IK6SPEED

After they start tearing into it, the Insurance is paying out funds.

That's why I say once they start, they are not going to suddenly reverse themselves and declare it totaled as they have already paid out funds to start.

That depends on what they find that they missed, when they find it, and the dollar amount associated with the new revised repair. Not that uncommon for a shop to abort tear-down and proceed with total loss.
Does OP have a repair estimate to post?

Quote:

Originally Posted by IK6SPEED

Based on the 2016 428i on Autotrader and other sites, I still do not see how they came up with the $26k+ valuation with 60k miles on it.

Too bad the dashboard airbag didn't go off....that would have totaled it for sure. From the initial posts, it sounded like it did go off...but later revised.

$26 is a strong offer on the value, $18k low estimate on the repair.
OP is in California so within 500 miles of Fremont there are only a couple RWD Msport 428i grancoupes. Twice bumped 2 owner nicely built CPO car and this 2 owner car that looks fine but leaves me wanting more.

anthemavm · 10-31-2019, 01:23 PM

Was not happy with the insurance company fixing the car, so I have been pushing State Farm to total the car. They were steadfast in only wanting to repair the car. Was able to get ahold of the other drivers insurance that is liable and at fault of the accident.

They were surprised that the car wasn't totalled due to the airbag deployment. They are inspecting the car tommorow and hope that after our push for diminished value that they will just total the car.

AlpineX · 10-31-2019, 01:55 PM

Quote:

Originally Posted by anthemavm

Was not happy with the insurance company fixing the car, so I have been pushing State Farm to total the car. They were steadfast in only wanting to repair the car. Was able to get ahold of the other drivers insurance that is liable and at fault of the accident.

They were surprised that the car wasn't totalled due to the airbag deployment. They are inspecting the car tommorow and hope that after our push for diminished value that they will just total the car.

Post their repair estimate and we'll let you know whats missing. (obviously remove your personal info).
The other insurance company is likely going to come in lower on your car's value.
You can choose who totals the car if both insurance companies are going that direction.

Part of what you are fighting is the difference between what you signed up for and are contracted to through your insurance company, vs the other insurance company that owes you the full boat. Im guessing that your insurance company is going to be using used and aftermarket parts, and contracted labor rate cap.

VWAudi2BMW · 10-31-2019, 03:08 PM

If they total it, you can find it on Craigslist in a few months. $12K, like new, minor damage from just a parking lot fender bender. Drives and looks like new!

I can see it now

anthemavm · 10-31-2019, 04:58 PM

Bids

Gen13 F36 · 10-31-2019, 05:14 PM

Damn where are you located.... those are the cheapest labor cost I ever seen.

10-25-2019, 04:41 PM	#28
AlpineX Captain 246 Rep 776 Posts Drives: Diesel Join Date: Sep 2015 Location: US iTrader: (0)	Generous, but possible if almost every option and otherwise mint with perfect history.
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10-26-2019, 05:16 PM	#29
anthemavm Captain 572 Rep 846 Posts Drives: X3MC Join Date: Apr 2013 Location: Huntington Beach iTrader: (0)	Final word is in and they are going to repair the vehicle. It was only 65% of the value. We will go after the other driver's insurance for the depreciated value due to the wreck.
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10-26-2019, 06:26 PM	#31
Supedagod New Member 5 Rep 16 Posts Drives: BMW 2015 428iGran Coupe Msport Join Date: Jun 2019 Location: Arizona iTrader: (0)	Mine was ,looks similar Attached Images
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10-26-2019, 06:29 PM	#32
Supedagod New Member 5 Rep 16 Posts Drives: BMW 2015 428iGran Coupe Msport Join Date: Jun 2019 Location: Arizona iTrader: (0)	Although side note ,I did have 2 pints of pint in the car that splattered everywhere so that definitely pushed me over the top, also I learned the hard way about not having Gap insurance ,all good new car better anyways, good luck and hope you have Gap insurance Attached Images
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10-26-2019, 07:25 PM	#34
zamboni I want to drive a Zamboni 1128 Rep 5,554 Posts Drives: 13 E93 M3 18 F80 M3 16 K71 Join Date: Mar 2006 Location: Monte Sereno, CA iTrader: (7) Garage List 16 K71 F800GT [10.00] 2018 F80 M3 [10.00] 2013 BMW E93 M3 [10.00]	Not so good if the insurance repairs the car, all three airbags deployed. __________________ 18 F80 Imola Red 6MT 16 K71 F800GT Montego Blue 13 E93 M3 Melbourne Red 2000 E46,2006 E90,09 E82,13 E93 328i,14 F30 335i,18 F80 M3 My next vehicle would be a Zamboni
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10-31-2019, 01:23 PM	#40
anthemavm Captain 572 Rep 846 Posts Drives: X3MC Join Date: Apr 2013 Location: Huntington Beach iTrader: (0)	Was not happy with the insurance company fixing the car, so I have been pushing State Farm to total the car. They were steadfast in only wanting to repair the car. Was able to get ahold of the other drivers insurance that is liable and at fault of the accident. They were surprised that the car wasn't totalled due to the airbag deployment. They are inspecting the car tommorow and hope that after our push for diminished value that they will just total the car.
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10-31-2019, 03:08 PM	#42
VWAudi2BMW Second Lieutenant 133 Rep 252 Posts Drives: drei BMWs Join Date: Jun 2019 Location: West Coast iTrader: (0)	If they total it, you can find it on Craigslist in a few months. $12K, like new, minor damage from just a parking lot fender bender. Drives and looks like new! I can see it now __________________ My current BMW vehicles: SUV Convertible Sedan Lots of burbles and POPS
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10-31-2019, 04:58 PM	#43
anthemavm Captain 572 Rep 846 Posts Drives: X3MC Join Date: Apr 2013 Location: Huntington Beach iTrader: (0)	Bids Attached Images
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10-31-2019, 05:14 PM	#44
Gen13 F36 Brigadier General 1599 Rep 3,752 Posts Drives: 428i Gran Coupe Join Date: Nov 2017 Location: Los Angeles, CA iTrader: (1)	Damn where are you located.... those are the cheapest labor cost I ever seen.
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