[TPYD]

Just wanted to get your opinion on this deal that I am highly considering as I want to upgrade:

Dealer asking price $45,800-ish Out-the-door price (gave a 6.5% discount from sticker/asking)
Upgrading to: 2011 335i xDrive
50,000 KM mileage
Exterior Paint: Blue
Interior Trim: Black with Silver Trim in colour
6-Speed Automatic Transmission
M steering wheel w/ paddles
M Sport Package
Executive Package
Alarm System
Universal Remote Control
Comfort Access
Auto Dimming Exterior Mirrors
Lumbar Support
Park Distance Control
SIRIUS Satellite Radio Tuner
BMW Individual Audio System

I am trading in 2011 323i with Luxury Edition Package (Space Grey)
Trade in value: $19,000 (after their appraisal - which I strongly disagree as my car would at least be $21,000 due to very clean and good condish)

I owe BMW Financial Services $19,050 to be exact. I'll keep it simple for you guys, the monthly payments would be $716/month and that has 3.9% interest for 6 years with $0 down. Due to the low appraisal and money I currently owe them, I feel like I am buying this used car w/o money down and a high-interest rate.

My question would be:

1. Is this a good deal?
2. After I have reviewed it myself, i know the appraisal price of my car is low. If I ask for $22,000, is it realistic/reasonable price that they would accept? (Autotrader has my car $25,000 on average)
3. If let's say I go with that deal as it is, but only if I tell them to give me at least 50% discount on their 19" rims style 313, do you think they will accept? Is this deal even realistic/reasonable as well?

Hopefully I get some response asap as I am looking to finalize everything this Monday.

***Admin, sorry for the wrong category post. Please feel free to move this to the e90 category.



Thanks for the input guys.