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      03-15-2012, 06:29 PM   #155
tuned2ride
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LEASE WHAT DEPRECIATES
I don't think so. I leased my E46 because the particular terms were awesome....later I had to buy my E90 since leasing was so much more expensive.
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      03-16-2012, 01:07 AM   #156
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Financing a new 3 series in Canada is 4.9%, period. That's not very good. Audi offers 2.9, Merc offers 1.9...
Most of the people on these forums are Americans though. We are enjoying some very cheap rates. i got 1.54% on my 1M loan through NEFCU (credit Union). You can get rates under 2% for new cars these days.

My used Exige was 2.9% i believe.
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      03-16-2012, 09:02 AM   #157
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Originally Posted by S.hasan546 View Post
Most of the people on these forums are Americans though. We are enjoying some very cheap rates. i got 1.54% on my 1M loan through NEFCU (credit Union). You can get rates under 2% for new cars these days.

My used Exige was 2.9% i believe.
That's so frustrating. We get screwed for no good reason.
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      03-16-2012, 09:48 AM   #158
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I know man. 4.9% for a new F30, you're looking at $800 a month with a decent down payment.

However Audi and Mercedes are offering low rates, 2.9% and 1.9% respectively. But I did notice today that Audi is also offering the 2012 A4 with 1.9% on Audi Select...
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      03-16-2012, 10:08 AM   #159
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Originally Posted by jtuds View Post
That's so frustrating. We get screwed for no good reason.


in the GTA as well.... We seriously get shafted. But then again, it's probably the reason our Banks were solid when the American Banks were melting-down. I suppose it prevents a Canadian who's living on welfare from driving an M3
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      03-16-2012, 10:14 AM   #160
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Originally Posted by Maz335i View Post
I know man. 4.9% for a new F30, you're looking at $800 a month with a decent down payment.

However Audi and Mercedes are offering low rates, 2.9% and 1.9% respectively. But I did notice today that Audi is also offering the 2012 A4 with 1.9% on Audi Select...
Right.. but on a Lease, you have to watch so many factors.

Acura had the 0.25% for 25 months deal going. If you priced it out, a new TL decently loaded up still came to $700 + month. They muck with residuals, money factor etc.

The one thing we suffer from in Canada as well is lack of competition. With only 30 million people, and the largest land mass in the world, Dealers can basically charge what they want. It's very difficult to get some truly competitive pricing here.

I laughed in 2008 when I bought my wife a Ford Edge, and had to pay Freight. They are build in frickin' Oakville!!!.. I could bicycle there on a nice day and pick it up. LOL
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      03-16-2012, 10:53 AM   #161
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Originally Posted by Maz335i View Post
I know man. 4.9% for a new F30, you're looking at $800 a month with a decent down payment.

However Audi and Mercedes are offering low rates, 2.9% and 1.9% respectively. But I did notice today that Audi is also offering the 2012 A4 with 1.9% on Audi Select...
Why are you taking BMW's financing rates? our rates are similar. BMW is 3.9% for the f30 right now.

BMW/audi/merc All normally offer shit rates. Do you guys not have Credit Unions?

Most of the more savvy purchasers here use credit unions. BMW offered 4.9 % on my 1m I got 1.54% from my credit Union NEFCU. Now there at 1.99%. PenFed is 2.49% i believe.

Go to your canadian credit unions. 90% of the time they have much better rates than traditional banks/manufacturers.
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