[aquazi]

I have a B75 postcode (sutton coldfield)

My premium jumped from £500 odd for my stage 2 mapped TT to £800 for my 435d.

Try going through your home insurance provider for a discount... or something aviva drive app ( clock up 200 miles on a motorway to get a good score)

Finally go through quidco/ topcashback... got £50 cashback on top that way.

[Check-Mate]

Originally Posted by JD6

If I was in your shoes - being charged £2,250 for insurance for a 330d, unless I could find a much cheaper insurer, I would probably go for a vastly lower risk car. It just feels like a waste of money, particularly for someone aged 24.

Thing is even if i got insured on a crappy mondeo or something its still like £1700 for insurance so the thinking was pay a bit more to at least be somewhat happy when driving... the joys of living in birmingham

[JD6]

Originally Posted by Check-Mate

Thing is even if i got insured on a crappy mondeo or something its still like £1700 for insurance so the thinking was pay a bit more to at least be somewhat happy when driving... the joys of living in birmingham

£1700 to insure a Mondeo I take it back - £2,250 to insure a 330d sounds good value!

I haven't been to Birmingham for some time but that's crazy money. Is there a civil war going on?

[cc3]

With online comparison sites I find if you add your driving license number it reduces the premium. I guess because it can then verify info at DVLA

[Hooded]

Originally Posted by JD6

I haven't been to Birmingham for some time but that's crazy money. Is there a civil war going on?

There could do with being one against car crime

[Check-Mate]

Originally Posted by JD6

£1700 to insure a Mondeo I take it back - £2,250 to insure a 330d sounds good value!

I haven't been to Birmingham for some time but that's crazy money. Is there a civil war going on?

Exactly mate.

I wouldnt advise you going to birmingham unless you have every form of insurance and a personal guard lol

[XAlp]

Originally Posted by Mike330iLux

I believe if its parked on the road its harder for the toe rags to know in which house the keys will be. What I do know is mine and the guys at work premiums dropped.

Streuth - sad if so. How does locking in garage influence?

[aquazi]

Originally Posted by XAlp

Streuth - sad if so. How does locking in garage influence?

Having it down as garage parked will prob make the premium go up.

Insurance logoc being damage claims would be items falling from shelves/ damage caused getting it in to the garage!!

[Ajs_435d]

Must admit I'm shocked how much it has gone up by, essentially roughly £100 more despite gaining another 1 years no claims from 9 to 10 years all other parameters the same.

I think they need to change the system as normal abiding people are paying for others taking the piss and bogus claims.

[Check-Mate]

Hi Guys,

Just thought id give you an update.

After much checking various comparison sites and independent sites. thought id let you know the 2 best quotes. Aviva gave me a quote for £2081 which i thought was quite good but with protected ncbs it was about £2331. I was yay close to actually taking out that policy when i thought id check confused.com as that was the only site i hadn't checked at that point. low and behold i got a quote with Hastings for £2140 with protected NCB.

Hopefully next renewal will be better as i will be 25 and will have 5 years ncb fingers crossed.

Just wanted to say thanks again for everyone who replied its much appreciated

[NotGotABimmer23]

Originally Posted by Check-Mate

Hi Guys,

Just thought id give you an update.

After much checking various comparison sites and independent sites. thought id let you know the 2 best quotes. Aviva gave me a quote for £2081 which i thought was quite good but with protected ncbs it was about £2331. I was yay close to actually taking out that policy when i thought id check confused.com as that was the only site i hadn't checked at that point. low and behold i got a quote with Hastings for £2140 with protected NCB.

Hopefully next renewal will be better as i will be 25 and will have 5 years ncb fingers crossed.

Just wanted to say thanks again for everyone who replied its much appreciated

With aviva you can do the drive app challenge and get a 28% discount, a SUBSTANTIAL saving when your insurance is 2k.

Also note that existing customers get 20% discount, so you could get a home insurance policy with them, shouldn't be overly expensive, and get another 20% on top of the 28% for the drive app.

[Check-Mate]

Sitrep!

I have now gone back to BMW and got a 335d now with 9 years ncb, touching 30. Initially paid £3300 but luckily i have better luck a week before and managed £2400 in the end but fml ive spent over 20K in my driving career spanning 9 years

[TurboWeasel]

An exhumation of your own 5 year old thread, good work

20K over 9 years just in insurance, I assume? That is pretty steep tbf.

[Check-Mate]

Originally Posted by TurboWeasel

An exhumation of your own 5 year old thread, good work

20K over 9 years just in insurance, I assume? That is pretty steep tbf.

Too be honest i had forgotten about this thread until someone gave appreciation for it

Yes about 20k over 9 years of car insurance with no incidents

[goram]

Well, on the mystery of car insurance, mine actually went up when I swapped my RS4 for a 330d xDrive 🤷

[Check-Mate]

Originally Posted by goram

Well, on the mystery of car insurance, mine actually went up when I swapped my RS4 for a 330d xDrive 🤷

......so many questions..