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      07-22-2015, 06:27 AM   #23
dopper99
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Originally Posted by Palexr View Post
I guess you have to factor in the zero deposit thing as well?
Yes this is true, fair enough for a zero deposit.

.... but I'd rather save some cash and lower the monthly payments a little. £600 is a lot of cash to go out the door every month for a 3 series, given the discounts at the moment.

You'd be paying a shed load of interest too on a no deposit deal that will only come and bite you on the ass again when you next change the car.

Seems a short term fix for long term pain!
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      07-22-2015, 08:37 AM   #24
TripleD
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Quote:
Originally Posted by dopper99 View Post
Yes this is true, fair enough for a zero deposit.

.... but I'd rather save some cash and lower the monthly payments a little. £600 is a lot of cash to go out the door every month for a 3 series, given the discounts at the moment.

You'd be paying a shed load of interest too on a no deposit deal that will only come and bite you on the ass again when you next change the car.

Seems a short term fix for long term pain!
You could look that way, if I would have put £6k into the deal at the off, I'd be breaking even at the moment...

Swings and roundabouts.

Also these deals, what is the discount and the basis for the deals, as even with deposit and discounts I can't see to find a 330 or 335 for under 600 once you put a reasonable spec on it
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      07-22-2015, 08:56 AM   #25
Apl440i or 335d?
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Quote:
Originally Posted by TripleD
Quote:
Originally Posted by dopper99 View Post
Yes this is true, fair enough for a zero deposit.

.... but I'd rather save some cash and lower the monthly payments a little. £600 is a lot of cash to go out the door every month for a 3 series, given the discounts at the moment.

You'd be paying a shed load of interest too on a no deposit deal that will only come and bite you on the ass again when you next change the car.

Seems a short term fix for long term pain!
You could look that way, if I would have put £6k into the deal at the off, I'd be breaking even at the moment...

Swings and roundabouts.

Also these deals, what is the discount and the basis for the deals, as even with deposit and discounts I can't see to find a 330 or 335 for under 600 once you put a reasonable spec on it
Honestly, I would strongly advise against what you are proposing.

Just think, for the first two years (at least), you will have the cars neg equity, plus the six neg you are putting in. You will never be in a positive again.

I did this with 2k of neg equity and regretted it.... Had to clear it when I sold my 335d. Just stick with what you have and modify it a bit to get it closer to what you want.

Trust me, no 330 or 335 are worth the outlay you are discussing...
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