[Somebloke]

Have a multicar policy with son as main driver/policyholder on one vehicle, renewed when he was job hunting, so put down occupation as a graduate looking for a job < 6 months at the time. Roll forward 4 months, now with job as a software developer so attempted to change driver occupation details.

Surprised to find a quote for £53 increase in premium.

So question as in title - why?

[Hooded]

Statistically computer programmers crash more?
Probably a load of bollox unless they have poor eyesight after sitting in front of the computer for so long

[JD6]

Originally Posted by Somebloke

Have a multicar policy with son as main driver/policyholder on one vehicle, renewed when he was job hunting, so put down occupation as a graduate looking for a job < 6 months at the time. Roll forward 4 months, now with job as a software developer so attempted to change driver occupation details.

Surprised to find a quote for £53 increase in premium.

So question as in title - why?

I suspect the answer is - it isn't higher risk, they just know you're a semi-captive customer as your alternative is to pay an exit fee.

[isleaiw1]

If you work you commute (historically!) and statistically most accidents happen in the rush hour? Car parked all day in an office / public car park with statistically more accident damage or break ins?

Who knows, its a dark art this insurance stuff.....

[Somebloke]

Class of Use: Social, Domestic and Pleasure only

No commuting!

[un1eash]

Originally Posted by JD6

I suspect the answer is - it isn't higher risk, they just know you're a semi-captive customer as your alternative is to pay an exit fee.

I'd agree with this, pretty sure my insurance decreased when going from student to software developer, but then I was also 21 when I graduated with 3/4 years driving experience.

[isleaiw1]

Originally Posted by Somebloke

Class of Use: Social, Domestic and Pleasure only

No commuting!

You think little things like that matter, they will assume he will be using it anyway! That will be what the program says....

[SantaEugence]

They'd earn more so likely nicer car which means average claim cost will be higher.
Graduate job seeker = cheaper car high excess so less likely to claim and when they do probably less value

[JustChris]

It's well known computer programmers make more use of their cars complicated infotainment and are more distracted while driving.










Maybe.

[ZedsRedBaby]

Might just be that premiums have gone up generally? They'll only recalculate when there's a change of details. Have you tried a comparison site - it might be worth paying an exit fee if you can cover it with a better deal?

[kzg1969]

'cause, on average, they all sit at their computers all day, do f-all exercise, are loner mummy boys, cant get a girl friend, play computer role playing games all night, get over tired during the day, get over excited at the sight of a slightly clad girl at the traffic lights and they get heart attacks and crash into a building?

[Bryans69]

Originally Posted by kzg1969

'cause, on average, they all sit at their computers all day, do f-all exercise, are loner mummy boys, cant get a girl friend, play computer role playing games all night, get over tired during the day, get over excited at the sight of a slightly clad girl at the traffic lights and they get heart attacks and crash into a building?

Never worked in it then. Twat

[isleaiw1]

Originally Posted by Bryans69

Never worked in it then. Twat

I thought it was funny...

Clearly there are generalisations about all jobs, and I can say that as a boring grey accountant....

[ZedsRedBaby]

Originally Posted by Bryans69

Never worked in it then. Twat

Is it just me or has there been an outbreak of prickliness on the forum lately? Speaking as an ex-accountant, sometime software developer and mostly programme/project manager I thought the post was quite funny.

But I've got thick skin and broad shoulders so it takes quite a lot to piss me off.

[Sennen]

Originally Posted by ZedsRedBaby

Is it just me or has there been an outbreak of prickliness on the forum lately? Speaking as an ex-accountant, sometime software developer and mostly programme/project manager I thought the post was quite funny.

But I've got thick skin and broad shoulders so it takes quite a lot to piss me off.

Too many sensitive souls around nowadays Zed, a couple of years working for me 10 years ago would have hardened them up

[Hooded]

Originally Posted by Bryans69

Never worked in it then. Twat

Someone’s hit a nerve!

[ZedsRedBaby]

Originally Posted by Sennen

Too many sensitive souls around nowadays Zed, a couple of years working for me 10 years ago would have harden them up

Yeah, I don't know if it's an internet thing, or a lockdown thing, or a snowflake millenial needy fucking weak never got enough love girly bitch thing, but I'm from that generation that says "you're a twat", "no you're a twat" and then we just have a beer and talk about something else.

Don't know what's up with some people tbh.

[Sennen]

Originally Posted by ZedsRedBaby

Yeah, I don't know if it's an internet thing, or a lockdown thing, or a snowflake millenial needy fucking weak never got enough love girly bitch thing, but I'm from that generation that says "you're a twat", "no you're a twat" and then we just have a beer and talk about something else.

Don't know what's up with some people tbh.

I suspect it is a mixture of all 3 Zed, it does make me chuckle, I am just glad my son hasnt bought into this Snowflake-Woke sh1te that seems so popular nowadays.

[JustChris]

Originally I thought fair enough, if you read the OP it says his son is a Computer guy, and the response in question does say 'heart attack'. Even in jest I'm sure no one wants to read that about a family member. However Bryan isn't the OP to be fair though.

Well worth a bit of this one.

[IMG]https://media1.giphy.com/media/UlqLD...;rid=giphy.gif[/IMG]

[bytejunkie]

Originally Posted by kzg1969

'cause, on average, they all sit at their computers all day, do f-all exercise, are loner mummy boys, cant get a girl friend, play computer role playing games all night, get over tired during the day, get over excited at the sight of a slightly clad girl at the traffic lights and they get heart attacks and crash into a building?

go f--- yourself. ive never crashed into a building.apart from car games.

[un1eash]

Originally Posted by kzg1969

'cause, on average, they all sit at their computers all day, do f-all exercise, are loner mummy boys, cant get a girl friend, play computer role playing games all night, get over tired during the day, get over excited at the sight of a slightly clad girl at the traffic lights and they get heart attacks and crash into a building?

I'm a software developer and this does ring true for some of my colleagues. I'm not your typical developer but do enjoy playing computer games and playing football once a week.

[DaveH28]

Originally Posted by ZedsRedBaby

Is it just me or has there been an outbreak of prickliness on the forum lately? Speaking as an ex-accountant, sometime software developer and mostly programme/project manager I thought the post was quite funny.

But I've got thick skin and broad shoulders so it takes quite a lot to piss me off.

I'm a software engineer and thought it was hilarious...