01-23-2021, 09:38 AM | #1 |
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Why is a computer programmer a higher risk than a job seeking graduate?
Have a multicar policy with son as main driver/policyholder on one vehicle, renewed when he was job hunting, so put down occupation as a graduate looking for a job < 6 months at the time. Roll forward 4 months, now with job as a software developer so attempted to change driver occupation details.
Surprised to find a quote for £53 increase in premium. So question as in title - why? |
01-23-2021, 09:40 AM | #3 | |
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01-23-2021, 09:47 AM | #4 |
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If you work you commute (historically!) and statistically most accidents happen in the rush hour? Car parked all day in an office / public car park with statistically more accident damage or break ins?
Who knows, its a dark art this insurance stuff..... |
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01-23-2021, 09:54 AM | #5 |
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01-23-2021, 09:56 AM | #6 |
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I'd agree with this, pretty sure my insurance decreased when going from student to software developer, but then I was also 21 when I graduated with 3/4 years driving experience.
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01-23-2021, 10:00 AM | #7 |
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01-23-2021, 10:32 AM | #8 |
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They'd earn more so likely nicer car which means average claim cost will be higher.
Graduate job seeker = cheaper car high excess so less likely to claim and when they do probably less value |
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01-23-2021, 10:52 AM | #9 |
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It's well known computer programmers make more use of their cars complicated infotainment and are more distracted while driving.
Maybe.
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01-23-2021, 01:24 PM | #10 |
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Might just be that premiums have gone up generally? They'll only recalculate when there's a change of details. Have you tried a comparison site - it might be worth paying an exit fee if you can cover it with a better deal?
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01-23-2021, 02:19 PM | #11 |
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'cause, on average, they all sit at their computers all day, do f-all exercise, are loner mummy boys, cant get a girl friend, play computer role playing games all night, get over tired during the day, get over excited at the sight of a slightly clad girl at the traffic lights and they get heart attacks and crash into a building?
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01-23-2021, 02:43 PM | #12 | |
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01-23-2021, 02:45 PM | #13 |
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01-23-2021, 03:13 PM | #14 | ||
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01-23-2021, 03:24 PM | #15 | |
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01-23-2021, 03:33 PM | #17 | ||
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Don't know what's up with some people tbh. |
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01-23-2021, 03:46 PM | #18 | |
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01-24-2021, 02:45 AM | #19 |
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Originally I thought fair enough, if you read the OP it says his son is a Computer guy, and the response in question does say 'heart attack'. Even in jest I'm sure no one wants to read that about a family member. However Bryan isn't the OP to be fair though.
Well worth a bit of this one. [IMG]https://media1.giphy.com/media/UlqLD...;rid=giphy.gif[/IMG]
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01-24-2021, 05:24 AM | #20 | |
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01-24-2021, 05:29 AM | #21 | |
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01-24-2021, 08:19 AM | #22 | |||
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