Thinking of upgrading from f30 320d

WUKONS · 01-10-2019, 06:47 PM

Just passed my driving test, yeah, at age of 28, didn't really need license earlier... any of you guys know how much would my insurance increase (in England) on an M3 or M4? Cheers.

overcoil · 01-10-2019, 07:17 PM

If your new to having a license I personally would hold off on getting a supercar ( and I consider the M3/M4 supercars ).

328 with nice brake pads and good tires is a very nice car.

If insurance fees are one aspect of M ownership then tires and any repairs that aren’t warranty are things to consider.

WUKONS · 01-10-2019, 07:38 PM

Quote:

Originally Posted by ScottSinger

If your new to having a license I personally would hold off on getting a supercar ( and I consider the M3/M4 supercars ).

328 with nice brake pads and good tires is a very nice car.

If insurance fees are one aspect of M ownership then tires and any repairs that aren't warranty are things to consider.

Hmm. Probably a nice car, but car with 4 cylinders is car with 4 cylinders. Was looking at 335i but no manuals around and 340i costs almost as much as M4.

Soul_Glo · 01-10-2019, 08:56 PM

You'll probably get more responses to this on the UK F30 board...

Call your insurance for a no obligation quote or use an insurance comparison website. There are too many variables when it comes to insurance.

P1 · 01-10-2019, 10:30 PM

I'd take a look at the M5.

doncarlyon · 01-14-2019, 04:14 AM

Nobody will be able to tell you how much it will go up, other than an insurance company.

Too many factors.

isleaiw1 · 01-14-2019, 04:25 AM

Quote:

Originally Posted by WUKONS

Just passed my driving test, yeah, at age of 28, didn't really need license earlier... any of you guys know how much would my insurance increase (in England) on an M3 or M4? Cheers.

My daughter is 26 and has had a licence for nearly 9 years and just got a quote for an M4CP (new) and said the increase versus her Mini Cooper 5 door isnt too bad. I didnt push for how bad not too bad was but suspect less than a grand.

No claims and no points, decent ish post code in the south east...

Watsey · 01-14-2019, 05:57 AM

Quote:

Originally Posted by isleaiw1

My daughter is 26 and has had a licence for nearly 9 years and just got a quote for an M4CP (new) and said the increase versus her Mini Cooper 5 door isnt too bad. I didnt push for how bad not too bad was but suspect less than a grand.

No claims and no points, decent ish post code in the south east...

There's a huge difference between having a licence for 9 years and having only just passed the test...

robbiep · 01-14-2019, 06:33 AM

I'd imagine you're either going to get declined (due to newness of licence), or find a premium in the £ thousands.

But, as others have said, the only way to find out is to ask.

1 AKY · 01-14-2019, 06:41 AM

Newly passed.....M3 or 4.....bit ballsy!

Unless you're a very competent driver, I'd get some more experience under my belt with a less powerful/smaller car before taking the leap. Even more so, given the deteriorating condition of our roads and the increasing incompetence of other drivers.

JD6 · 01-14-2019, 06:45 AM

Quote:

Originally Posted by robbiep

I'd imagine you're either going to get declined (due to newness of licence), or find a premium in the £ thousands.

But, as others have said, the only way to find out is to ask.

I hope that they do decline or make it prohibitively expensive. 400+ bhp in the hands of a complete novice isn't a great combination!

Far better to spend a few years learning how to drive properly before buying a quick car. At the point someone passes their driving test, they have often only spent 20-30 hours behind the wheel of a small hatchback.

goodbyalfa · 01-14-2019, 06:58 AM

Is this thread for real or just for jokes...?

isleaiw1 · 01-14-2019, 07:02 AM

Quote:

Originally Posted by Watsey

There's a huge difference between having a licence for 9 years and having only just passed the test...

I know - just posting it for info. She has only ever had a Corsa and 2 Minis as her cars.... does get to drive other half's car (a 440i being one recent one) and has driven my SQ5 from time to time....

Still reckon at 26 she is lucky to find someone to insure her, pretty sure when her Mum was 26 I was paying £600 a year to insure a Rover 214....although her Mum could rarely say "no claims"....

F20MAW73 · 01-14-2019, 03:08 PM

Quote:

Originally Posted by isleaiw1

I know - just posting it for info. She has only ever had a Corsa and 2 Minis as her cars.... does get to drive other half's car (a 440i being one recent one) and has driven my SQ5 from time to time....

Still reckon at 26 she is lucky to find someone to insure her, pretty sure when her Mum was 26 I was paying £600 a year to insure a Rover 214....although her Mum could rarely say "no claims"....

M4CP a smart young lady. Sounds like you have given your daughter a good car education.

Hopefully she will let you borrow it from time to time.

isleaiw1 · 01-14-2019, 03:59 PM

Quote:

Originally Posted by F20MAW73

M4CP a smart young lady. Sounds like you have given your daughter a good car education.

Hopefully she will let you borrow it from time to time.

She has an interest in nice cars - but it’s her other half who works for a car company who is driving it. She actually just wants a 120i MSport with 5 doors!

If she has the M4 I am sure I will get to try it...not really my thing though!

WUKONS · 01-28-2019, 02:42 PM

Went with 340i, enough power for me!

WUKONS · 01-28-2019, 06:22 PM

Quote:

Originally Posted by WUKONS

Went with 340i, enough power for me!

Sorry for double post, but, I mean.. I went with 340i, because it made sense for me, used M4 was just 2k more.

01-10-2019, 06:47 PM	#1
WUKONS Private 11 Rep 63 Posts Drives: 2018 340i 6MT RWD Join Date: Jun 2018 Location: Leeds iTrader: (0) Garage List 2018 BMW 340i [0.00]	Thinking of upgrading from f30 320d Just passed my driving test, yeah, at age of 28, didn't really need license earlier... any of you guys know how much would my insurance increase (in England) on an M3 or M4? Cheers. __________________ 2018 340i 6MT RWD #B58enthusiasts MG Flasher S2+, VRSF, TU HPFP, Sachs 50i(no CDV), ITG filter, Williams elbow .. https://www.instagram.com/340i_m/
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01-10-2019, 07:17 PM	#2
overcoil Major General 3074 Rep 5,577 Posts Drives: M235i 6spd Join Date: Dec 2013 Location: Mid-Atlantic iTrader: (0)	If your new to having a license I personally would hold off on getting a supercar ( and I consider the M3/M4 supercars ). 328 with nice brake pads and good tires is a very nice car. If insurance fees are one aspect of M ownership then tires and any repairs that aren’t warranty are things to consider.
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01-10-2019, 08:56 PM	#4
Soul_Glo Major General 13347 Rep 7,484 Posts Drives: G20 Join Date: May 2013 Location: Manhattan, NYC iTrader: (1)	You'll probably get more responses to this on the UK F30 board... Call your insurance for a no obligation quote or use an insurance comparison website. There are too many variables when it comes to insurance.
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01-10-2019, 10:30 PM	#5
P1 Lieutenant General 11572 Rep 11,136 Posts Drives: 2004 3/4 ton Duramax Join Date: Aug 2007 Location: United States iTrader: (1)	I'd take a look at the M5.
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01-14-2019, 04:14 AM	#6
doncarlyon Captain 258 Rep 757 Posts Drives: Megane RS 300 Trophy Join Date: Aug 2018 Location: Newcastle Upon Tyne iTrader: (0)	Nobody will be able to tell you how much it will go up, other than an insurance company. Too many factors.
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01-14-2019, 06:33 AM	#9
robbiep Brigadier General 1983 Rep 3,216 Posts Drives: VW e-Golf ! Join Date: Dec 2013 Location: North Wales, UK iTrader: (0)	I'd imagine you're either going to get declined (due to newness of licence), or find a premium in the £ thousands. But, as others have said, the only way to find out is to ask.
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01-14-2019, 06:41 AM	#10
1 AKY Major 459 Rep 1,409 Posts Drives: F11 530d Join Date: Jul 2007 Location: UK iTrader: (1)	Newly passed.....M3 or 4.....bit ballsy! Unless you're a very competent driver, I'd get some more experience under my belt with a less powerful/smaller car before taking the leap. Even more so, given the deteriorating condition of our roads and the increasing incompetence of other drivers.
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01-14-2019, 06:58 AM	#12
goodbyalfa King of the North (living in the east...) 1056 Rep 2,154 Posts Drives: M340i mineral white Join Date: Apr 2015 Location: Suffolk iTrader: (0)	Is this thread for real or just for jokes...? __________________ 2021 M340i in mineral white, options galore Previously 2018 440i GC in MG 2015 330D F30 MSport EBII 2012 Alfa Guilietta 2.0d Veloce 2009 Fiat bravo sport 2000 ST Mondeo
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01-28-2019, 02:42 PM	#16
WUKONS Private 11 Rep 63 Posts Drives: 2018 340i 6MT RWD Join Date: Jun 2018 Location: Leeds iTrader: (0) Garage List 2018 BMW 340i [0.00]	Went with 340i, enough power for me!
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