[Danddd]

I have a 2016 F31. I ended up going CNA Automotive Preferred Care Plus from the Fields BMW dealer. I have 38K on the odo. Went 6 more years 92K mileage, no deductible for $5.1K. I had a BMW warranty on my '06 E91 and repairs easily went over the cost of that warranty.

[Silverlining_m2]

Originally Posted by MRii328i

Not familiar with the route 66 coverage you got, and cancelled. But I'll definitely do that and get back to the forum in a few with some actual numbers

Ok had a chance to review the documents. Endurance covers basically all mechanical breaks, up to 126k miles for me. The rental car criteria is that it must be at least 4 hours of work, they pay up to $30/day for the rental and for a max of 8 days. Covers $100 for towing each occurence. That is acceptable to me. Brake pads, rotors, and all other wearable parts (including gaskets not needing replaced as part of a covered repair) are not included and you have to maintain the vehicle very well. The thing is, I have money for this warranty, and to maintain the car, or replace gaskets and brakes, or to pay the $100 deductible this policy has. But I don't wanna have to have the money to cover a $14k timing chain replacement on a $15k car. I guess peace of mind that huge repair bills will be largely covered is worth about $4k to me, as a non mechanic/DIY bmw owner.

[tardboi]

What scared me off of third party warranties is a clause stating something along the lines of "if your CEL turns on, you must pull over immediately and get towed, or warranty Is void". (This can be under a blanket statement about not exacerbating damage)

Based off many bad reviews, that means taking the next highway exit and not risking being killed on the side of the road voids warranty, as well as driving the last mile home.

It was in every one that I read the documentation for.

You're all comfortable with this?

[IK6SPEED]

Originally Posted by MRii328i

Ok had a chance to review the documents. Endurance covers basically all mechanical breaks, up to 126k miles for me. The rental car criteria is that it must be at least 4 hours of work, they pay up to $30/day for the rental and for a max of 8 days. Covers $100 for towing each occurence. That is acceptable to me. Brake pads, rotors, and all other wearable parts (including gaskets not needing replaced as part of a covered repair) are not included and you have to maintain the vehicle very well. The thing is, I have money for this warranty, and to maintain the car, or replace gaskets and brakes, or to pay the $100 deductible this policy has. But I don't wanna have to have the money to cover a $14k timing chain replacement on a $15k car. I guess peace of mind that huge repair bills will be largely covered is worth about $4k to me, as a non mechanic/DIY bmw owner.

Many, many things are under 4 hours of labor and require days to get the part(s) if not in stock.

[Silverlining_m2]

Originally Posted by IK6SPEED

Many, many things are under 4 hours of labor and require days to get the part(s) if not in stock.

I have another car too. And a wife. And a dealer that offers shuttle and loaner service. I'll be ok. I didn't buy it for the rental car coverage. The fine print covers all the things I wanted it for. Anything else is gravy. (rental coverage, key fob and tire replacement, etc). Tho OP asked about good third party insurance. I'm simply saying the one I have is aight, and affordable.

[IK6SPEED]

Originally Posted by MRii328i

I have another car too. And a wife. And a dealer that offers shuttle and loaner service. I'll be ok. I didn't buy it for the rental car coverage. The fine print covers all the things I wanted it for. Anything else is gravy. (rental coverage, key fob and tire replacement, etc). Tho OP asked about good third party insurance. I'm simply saying the one I have is aight, and affordable.

Again, what you listed is a far cry from "rental car reimbursement" as it has cavets as you have listed.

I am sure the Key FOB and others also have limitations.

Again, as stated, you need to read the fine print on any EW POLICY. Not the "selling points" as "rental car reimbursement.

For you it may work. For others, maybe, or maybe not.

Again, very few parts, unless major, take 4+ hours of labor costs.

[Silverlining_m2]

Originally Posted by IK6SPEED

Again, what you listed is a far cry from "rental car reimbursement" as it has cavets as you have listed.

I am sure the Key FOB and others also have limitations.

Again, as stated, you need to read the fine print on any EW POLICY. Not the "selling points" as "rental car reimbursement.

For you it may work. For others, maybe, or maybe not.

Again, very few parts, unless major, take 4+ hours of labor costs.

I'm honestly not even why you're arguing or trying to correct me. Again, my friend, the selling point was covering the engine/transmission. Nobody is telling anyone not to read the details of their policy. Mine is new, and I read the details as soon as they came through. I am opting to keep it as it covers what I want covered. Though I could have cancelled with a 100% refund. The plan DOES in fact work for me, so I thought I'd answer OP's request. Cheers

[IK6SPEED]

Originally Posted by MacklinUSOB

Exclusionary warranties are great because what is not written is covered. Just say what's not written, it'd be very helpful.

Originally Posted by MacklinUSOB

The only reality I've seen so far is paid claims. Please tell us what's really happening.

It was an answer with real example to those in thread asking what wasn't covered and proved very different than your rental car reimbursement statement which YOU brought up first.

Originally Posted by MRii328i

I have an Endurance, as a 3rd party warranty. Looked at several. It's exclusionary so it doesn't include wearables like breaks, but it does come with key fob and tire replacement, rental car reimbursement, and covers up to the trade in value of my car, which is in nice shape. Bought it last month. 2013 328i f30 with n26 motor. No way I wasn't keeping a warranty on it. Platinum, 5 years, up to 126k miles. My car has just under 52k today. BMW wanted $4k up front for 36k miles? No thanks.

Again, you were first to bring it up

[Silverlining_m2]

Originally Posted by IK6SPEED

It was an answer with real example to those in thread asking what wasn't covered and proved very different than your rental car reimbursement statement which YOU brought up first.

Everything has limits. I'm not selling anybody warranties, and I corrected my more blanket statement. After all this convo I cant just go back and edit the post. I'm simply trying to be helpful and participate is this BMW forum I've grown to enjoy this month.

[MacklinUSOB]

Originally Posted by IK6SPEED

It was an answer with real example to those in thread asking what wasn't covered and proved very different than your rental car reimbursement statement which YOU brought up first.

Again, you were first to bring it up

You're responding to two people. I said absolutely nothing about any rental cars, read again.

[IK6SPEED]

Originally Posted by MacklinUSOB

You're responding to two people. I said absolutely nothing about any rental cars, read again.

*sigh*

Did you not ask for examples that were gotchas I found in Route 66 coverage (yes you did).

Was other poster first to mention Rental Reimbursement in thread and I told of restrictions in a Route 66 Coverage, as you requested. I pointed out that it was not a full rental reimbursement as poster implied, which he later read the contract and admitted.

Sorry that people have trouble reading a thread and understanding it's flow.

[MacklinUSOB]

Originally Posted by IK6SPEED

*sigh*

Did you not ask for examples that were gotchas I found in Route 66 coverage (yes you did).

Was other poster first to mention Rental Reimbursement in thread and I told of restrictions in a Route 66 Coverage, as you requested. I pointed out that it was not a full rental reimbursement as poster implied, which he later read the contract and admitted.

Sorry that people have trouble reading a thread and understanding it's flow.

Lol. It only took a year. Two more paid claims since. Thanks.

[Silverlining_m2]

Originally Posted by IK6SPEED

*sigh*

Did you not ask for examples that were gotchas I found in Route 66 coverage (yes you did).

Was other poster first to mention Rental Reimbursement in thread and I told of restrictions in a Route 66 Coverage, as you requested. I pointed out that it was not a full rental reimbursement as poster implied, which he later read the contract and admitted.

Sorry that people have trouble reading a thread and understanding it's flow.

If we're splitting hairs, and clearly you are, I didn't say anything but a blanket statement. It still holds true. It DOES have rental car reimbursement. I should not have even needed to correct myself. When I posted I didnt realise I'd have to specify every tiny detail of the contract. Just how I feel about the new plan in general. All things have criteria and limits. It's actually you who assumed I was stating that it's some kind of miracle plan, or coverage with no limits. Man, this thread is so contentious lol. But why even?

[IK6SPEED]

Originally Posted by MRii328i

If we're splitting hairs, and clearly you are, I didn't say anything but a blanket statement. It still holds true. It DOES have rental car reimbursement. I should not have even needed to correct myself. When I posted I didnt realise I'd have to specify every tiny detail of the contract. Just how I generally feel about the new plan in general. All things have criteria and limits. It's actually you who assumed I was stating that it's some kind of miracle plan, or coverage with no limits. Man, this thread is so contentious lol. But why even?

Considering you were responding to a thread that had pointed out the devil in the details, it's pretty dumb to make a blanket statement like that without the details.

[Silverlining_m2]

Originally Posted by IK6SPEED

Considering you were responding to a thread that had pointed out the devil in the details, it's pretty dumb to make a blanket statement like that without the details.

I was simply responding to the original OP's post. It didn't ask anything about specifics. It asked who's the best. I offered a statement of how I feel about mine and some of the things it has. It would be up to them to do research. Like I did. It seems like maybe you're assuming an awful lot and being quite unreasonable about a thread that isn't even yours. I'm not gonna call anyone dumb around here. I guess I'll leave that for you high number rep guys... Endurance seems as good as any. That's where I'll leave it for the OP. Once again, cheers y'all.

[Silverlining_m2]

Originally Posted by tardboi

What scared me off of third party warranties is a clause stating something along the lines of "if your CEL turns on, you must pull over immediately and get towed, or warranty Is void". (This can be under a blanket statement about not exacerbating damage)

Based off many bad reviews, that means taking the next highway exit and not risking being killed on the side of the road voids warranty, as well as driving the last mile home.

It was in every one that I read the documentation for.

You're all comfortable with this?

I can't speak for all, but yes I am comfortable with that. If only from personal experience. I had a Mazda 626 a long time ago and while I was passing on the highway I broke the timing belt. Check engine light popped on immediately. I drove it 1.5 approximate miles to get off the highway and the engine was toasted. A much more expensive fix than just the timing belt, even with pulleys I think. It makes sense that they wouldn't cover it to me.

My friend's daughter lost her life sitting in a car on the side of the highway. When I break down I get out of the car and move away from the road every time. Sucks when it's cold though lol

[Arcturus]

Originally Posted by cestbon

Just ordered 2016 BMW 328i!!

When should I purchase extended warranty?

Who's the best third-party? I think third party can make better/longer offers AND cheaper?!

Any thoughts? THANKS!

I’m my experience third-party insurance = no claim insurance. If you don’t make a claim, you’re covered.

[capt_slow]

I'm shopping around warranties for my CPO F31d, so I'll contribute a few data points. I have about 29k on the car. CPO warranty expires Jan 2021, Federal emissions warranty expires Dec 2024 or 80k, the CA emissions warranty expires Dec 2023, and the EGR warranty expires 2026.

3rd-party exclusionary coverage (Portfolio Protection Plan B) $4184
$100 deductible. Expires Jan 2025 or 100,000 miles on odometer. Will need to bring car to selling dealer if within 40 miles. If not near selling dealer, will need to call and get authorized before going to another repair shop. Non-OEM, remanufactured, parts are permissible.

BMW CPO Wrap Elite $4000
$50 deductible. Expires Dec 2023 (unlimited miles)

Comparing the two, the 3rd-party is cheaper, lasts over a year more, and covers most suspension components that the BMW warranty does not. However, claims can be a nightmare. I've never dealt with Portfolio, but had good experiences with one of JVBFTW recommendations: Fidelity. Reading Consumer Affairs carefully and filtering out the spam, seems like Portfolio likes to wordsmith their way out of coverage.

JVBFTW do you have any experiences with Portfolio?

[notslow]

Does anybody know if I can buy an extended warranty for a vehicle I buy from a private party? It seems in California these companies don't sell direct, so would a dealer sell me the warranty?

[Fredo]

Originally Posted by notslow

Does anybody know if I can buy an extended warranty for a vehicle I buy from a private party? It seems in California these companies don't sell direct, so would a dealer sell me the warranty?

I remember Route 66 will sell to you even if you buy from private party. You can buy it thru a credit union. It needs to be paid in full. Easy Street is their best plan.

[notslow]

I called Route 66, they gave me the number to university credit union. Called them and asked about purchasing a route 66 warranty. They gave me Route 66s number. 🙄
I tried EasyCare too, they said I need to buy from the dealer.

Anybody know who I can call to actually buy a warranty?
I'm in Southern California.

[capt_slow]

Originally Posted by notslow

I called Route 66, they gave me the number to university credit union. Called them and asked about purchasing a route 66 warranty. They gave me Route 66s number. ��
I tried EasyCare too, they said I need to buy from the dealer.

Anybody know who I can call to actually buy a warranty?
I'm in Southern California.

AutoPom and CarChex would be good candidates, but beware that these are resellers and are not the people that administer the warranties and process claims. The aforementioned two generally have good customer service reviews because they are legitimately good at what they do: sales. But you are interested in the warranty itself, so you would need to research the companies that AutoPom and CarChex gives you in the quote. Also ask for a blank contract to read the fine print on coverage.

At the end of the day, I got a decent deal on the BMW OEM warranty to a price comparable to the 3rd party offerings.