My F30 was hit while parked

Nyc212 · 07-01-2019, 04:20 PM

A nyc garbage truck sideswiped my f30 last week.
It's the modern line bumper looks like it will need to be replaced. The fog light is not working and the the parking sensors on that side don't work.

Anyone know what's the best place to get the body work done for a reasonable student budget in NYC? And also where I may be able to buy the modern line bumper? I really like the look of it don't want anything different.

Also just bought the car this month haven't even drove it 450 miles until it got hit.

John in VA · 07-01-2019, 09:48 PM

Sorry to see this. There's never a good time for car damage! Try posting on the regional forum - someone there might have a better idea for a shop given your location: https://f30.bimmerpost.com/forums/fo...play.php?f=401

AlpineX · 07-02-2019, 03:38 PM

If the garbage truck hit you, their insurance shall pay for the repairs. Unfortunately there is a good chance that is totalled unless you approve used or aftermarket parts. Likely suspension damage. sorry to see pics like that especially on recent ownership

Nyc212 · 07-02-2019, 05:16 PM

Quote:

Originally Posted by AlpineX

If the garbage truck hit you, their insurance shall pay for the repairs. Unfortunately there is a good chance that is totalled unless you approve used or aftermarket parts. Likely suspension damage. sorry to see pics like that especially on recent ownership

I'm fine to use foreign items especially since most everything is cosmetic

phoizgood415 · 07-02-2019, 06:17 PM

Quote:

Originally Posted by Nyc212

I'm fine to use foreign items especially since most everything is cosmetic

Why is the garbage truck insurance's not paying for your damage?

At the very least, do you comprehensive insurance?

Nyc212 · 07-03-2019, 10:42 AM

Quote:

Originally Posted by phoizgood415

Quote:

Originally Posted by Nyc212

I'm fine to use foreign items especially since most everything is cosmetic

Why is the garbage truck insurance's not paying for your damage?

At the very least, do you comprehensive insurance?

I unfortunately don't have comprehensive and wouldn't go through seeing that they raise the price on a customer even when you're not at fault.

And the sanitation dept civil suit can last over 1-2 years they told me.

AlpineX · 07-03-2019, 11:16 AM

Quote:

Originally Posted by Nyc212

And the sanitation dept civil suit can last over 1-2 years they told me.

were you parked illegally or something?

Nyc212 · 07-03-2019, 01:24 PM

Quote:

Originally Posted by AlpineX

Quote:

Originally Posted by Nyc212

And the sanitation dept civil suit can last over 1-2 years they told me.

were you parked illegally or something?

No fully legally parked. But suing the city in court is not an easy process. There is no video, just one eye witness

AlpineX · 07-03-2019, 01:32 PM

So they deny involvement and responsibility? You are making a claim on their insurancen, not a civil suit. Am I missing something?

phoizgood415 · 07-03-2019, 04:57 PM

Quote:

Originally Posted by AlpineX

So they deny involvement and responsibility? You are making a claim on their insurancen, not a civil suit. Am I missing something?

I believe some local govt are self insured since they are well funded. So in order to make a claim, you probably would have to sue them.....

Nyc212 · 07-04-2019, 08:46 AM

Quote:

Originally Posted by phoizgood415

Quote:

Originally Posted by AlpineX

So they deny involvement and responsibility? You are making a claim on their insurancen, not a civil suit. Am I missing something?

I believe some local govt are self insured since they are well funded. So in order to make a claim, you probably would have to sue them.....

Pretty much, this is a long and tedious process

EDWYER · 07-04-2019, 06:02 PM

That sucks. It looks like you will need more than just the bumper replaced.

AlpineX · 07-04-2019, 06:27 PM

Moral of the story is to be appropriately insured. I'm sure your lender required full coverage? Or purchased the car with no loan?

exE36M3 · 07-04-2019, 10:22 PM

Wait, if you carry insurance you call your insurance guy and THEY call the city's insurer. That's it. You don't have to do any negotiatiing. Your insurer will ask you to stop by their recommended body shop for an assessment and estimate. If you choose to put the deductible down (like $500 on my Allstate plan), you can get the car back in 1-2 weeks. Your insurance will in turn go after the city.

That's literally it. Just had a similar issue happen to be last August. Don't give up hope.
But do get your insurance people on the line ASAP and possibly visit or call police services to take your report.

Nyc212 · 07-06-2019, 08:54 AM

Quote:

Originally Posted by AlpineX

Moral of the story is to be appropriately insured. I'm sure your lender required full coverage? Or purchased the car with no loan?

Bought it outright
Second making a claim is always adversely shown on your insureds rating history

AlpineX · 07-06-2019, 09:28 AM

This is significant damage compared to what it looks like. I'd suggest getting a damage estimate from a body shop before you start throwing money at it. I'd consider selling it as is and starting over. A cheap repair is not a correct repair. Bummer of a situation.

Nyc212 · 07-06-2019, 11:31 PM

Quote:

Originally Posted by AlpineX

This is significant damage compared to what it looks like. I'd suggest getting a damage estimate from a body shop before you start throwing money at it. I'd consider selling it as is and starting over. A cheap repair is not a correct repair. Bummer of a situation.

I've gotten a quote from a relatively mid priced shop. It will run me 2800-5500 depending if I use all original parts. I will also go to more expensive shop that only works on European vehicle collisions. I'm guessing it will run around 5-8k.
Since I've started my claim and will not rest until I have the city of NY pay I will get the car the best treatment it deserves.

The city will be liable to pay me all that it's done!

XxThe_RemedyXx · 07-11-2019, 02:18 PM

This is why I moved out of Manhattan

RMNB · 07-28-2019, 07:13 PM

OP simply file the claim with your Insurance. If you vehicle was parked and unattended, garbage truck hit it, that's why you pay for insurance. This will end up being an Uninsured motorist claim. You will have to pay a deductible so again your ins will handle it. If you have any way of getting a video/surveillance then maybe this can be a bread crumb for them to find out exactly which truck did this.

Sorry but it does suck! I'd be pissed as well. 450 miles..BS! But think of this as a bump in the road. I do this for a living btw. Good luck!

07-01-2019, 04:20 PM	#1
Nyc212 New Member 10 Rep 22 Posts Drives: Bmw 328i 2013 Join Date: Jun 2019 Location: NYC iTrader: (0)	A nyc garbage truck sideswiped my f30 last week. It's the modern line bumper looks like it will need to be replaced. The fog light is not working and the the parking sensors on that side don't work. Anyone know what's the best place to get the body work done for a reasonable student budget in NYC? And also where I may be able to buy the modern line bumper? I really like the look of it don't want anything different. Also just bought the car this month haven't even drove it 450 miles until it got hit. Attached Images
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07-01-2019, 09:48 PM	#2
John in VA Colonel 985 Rep 2,197 Posts Drives: 2015 228i M Sport Join Date: Jul 2007 Location: Leesburg, VA iTrader: (6)	Sorry to see this. There's never a good time for car damage! Try posting on the regional forum - someone there might have a better idea for a shop given your location: https://f30.bimmerpost.com/forums/fo...play.php?f=401 __________________ ____________________________________________ 2015 BMW 228i in EstorilBlau II Metallic / Terra Dakota Leather - 6-speed manual, M Sport Package, Cold Weather Package, Lighting Package, Premium Package, Harman Kardon premium sound, Anti-theft alarm system, Blue Metallic Matt Accent Moldings, Aluminum Hexagon Interior Strips, Anthracite Headlining
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07-02-2019, 03:38 PM	#3
AlpineX Captain 247 Rep 776 Posts Drives: Diesel Join Date: Sep 2015 Location: US iTrader: (0)	If the garbage truck hit you, their insurance shall pay for the repairs. Unfortunately there is a good chance that is totalled unless you approve used or aftermarket parts. Likely suspension damage. sorry to see pics like that especially on recent ownership
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07-03-2019, 01:32 PM	#9
AlpineX Captain 247 Rep 776 Posts Drives: Diesel Join Date: Sep 2015 Location: US iTrader: (0)	So they deny involvement and responsibility? You are making a claim on their insurancen, not a civil suit. Am I missing something?
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07-04-2019, 06:02 PM	#12
EDWYER Yoda of mods 1673 Rep 3,004 Posts Drives: X5 RWD Join Date: Feb 2018 Location: NC iTrader: (40) Garage List 2015 X5 RWD [0.00] 2016 BMW M2 [10.00]	That sucks. It looks like you will need more than just the bumper replaced. __________________ Current: 2020 Explorer ST (Agate Black Metallic), F15 SGM RWD F87 AW (retired) F30 SBM 316rwhp/440rwtq (retired) Follow me on Twitter: https://twitter.com/EdwyerCLT YT: https://www.youtube.com/@DWYERGARAGE/videos
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07-04-2019, 06:27 PM	#13
AlpineX Captain 247 Rep 776 Posts Drives: Diesel Join Date: Sep 2015 Location: US iTrader: (0)	Moral of the story is to be appropriately insured. I'm sure your lender required full coverage? Or purchased the car with no loan?
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07-04-2019, 10:22 PM	#14
exE36M3 BMW CCA Member 488 Rep 808 Posts Drives: 2015 435i M Sport Join Date: Jan 2018 Location: NorCal iTrader: (4)	Wait, if you carry insurance you call your insurance guy and THEY call the city's insurer. That's it. You don't have to do any negotiatiing. Your insurer will ask you to stop by their recommended body shop for an assessment and estimate. If you choose to put the deductible down (like $500 on my Allstate plan), you can get the car back in 1-2 weeks. Your insurance will in turn go after the city. That's literally it. Just had a similar issue happen to be last August. Don't give up hope. But do get your insurance people on the line ASAP and possibly visit or call police services to take your report.
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07-06-2019, 09:28 AM	#16
AlpineX Captain 247 Rep 776 Posts Drives: Diesel Join Date: Sep 2015 Location: US iTrader: (0)	This is significant damage compared to what it looks like. I'd suggest getting a damage estimate from a body shop before you start throwing money at it. I'd consider selling it as is and starting over. A cheap repair is not a correct repair. Bummer of a situation.
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07-11-2019, 02:18 PM	#18
XxThe_RemedyXx Colonel 967 Rep 2,653 Posts Drives: 2016 340i xDrive Join Date: Aug 2009 Location: Westchester, NY iTrader: (0)	This is why I moved out of Manhattan __________________ 2016 340i xDrive - BM3 Stage 2 93 OTS - xHP Transmission Tune Stage 2 - B58TU HPFP - Bilstein B14 - VRSF Catless DP - Kyostar CAI
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07-28-2019, 07:13 PM	#19
RMNB Lieutenant Colonel 365 Rep 1,649 Posts Drives: 2021 440xi CPE BSM Join Date: Jul 2013 Location: Maryland iTrader: (0)	OP simply file the claim with your Insurance. If you vehicle was parked and unattended, garbage truck hit it, that's why you pay for insurance. This will end up being an Uninsured motorist claim. You will have to pay a deductible so again your ins will handle it. If you have any way of getting a video/surveillance then maybe this can be a bread crumb for them to find out exactly which truck did this. Sorry but it does suck! I'd be pissed as well. 450 miles..BS! But think of this as a bump in the road. I do this for a living btw. Good luck!
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