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      06-25-2016, 06:06 PM   #177
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Originally Posted by Tengocity View Post
I'm philosophical. Europe is breaking apart, not just us, but the increase in right wing views and strong nationalism is happening everywhere. The Eu was supposed to stop that happening again, but the ironic thing is that it may have been the very cause. But hey ho, I'm sure it won't come to the point of seeing a war in Europe again. Oh wait a minute...

However, I still need to live somehere and I'm buying a house to live in, not be an investment, and I'm buying someplace that should be fine for us for the rest of or lives if needed. Or will be good to rent out when I go move to Switzerland!
Exactly what I did just before the market crashed in 2008 and still here in our forever house even though back then it was a push. I'm sure you'll be all good.

But if I was just starting out on that journey I might be overly nervous!
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      06-25-2016, 06:13 PM   #178
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Quote:
Originally Posted by SkyJawa
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Originally Posted by Tengocity View Post
I'm philosophical. Europe is breaking apart, not just us, but the increase in right wing views and strong nationalism is happening everywhere. The Eu was supposed to stop that happening again, but the ironic thing is that it may have been the very cause. But hey ho, I'm sure it won't come to the point of seeing a war in Europe again. Oh wait a minute...

However, I still need to live somehere and I'm buying a house to live in, not be an investment, and I'm buying someplace that should be fine for us for the rest of or lives if needed. Or will be good to rent out when I go move to Switzerland!
Exactly what I did just before the market crashed in 2008 and still here in our forever house even though back then it was a push. I'm sure you'll be all good.

But if I was just starting out on that journey I might be overly nervous!
Oh yes, if I was in rented and looking to be a first time buyer I'd be thinking twice perhaps.
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      06-25-2016, 06:18 PM   #179
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Originally Posted by InquisitiveA View Post
I think probably catching up on some sleep after a hectic few weeks of campaigning and an all-nighter on Thursday night.

They are human, after all.
More likely staring at each other asking what the hell do they do now....
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      06-25-2016, 07:21 PM   #180
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One thing I'm grateful of right now, is I'm not house hunting, I can't think of a worse more volatile time to be buying a house......
I just exchanged on my next house this week. It would be easy to panic but I'm not going to - largely because I can't back out now anyway.

I've bought as a 'probably forever' house, 100k under budget, and even after depleting savings to keep the mortgage reasonable, will still have a year or two worth of mortgage payments in the bank.

Overall my thought on the property aspect is that it only ever comes back up - so as long as you're not looking to move again in the next year or two it'll be fine. Let's hope so. 8 years ago I could have hung myself because negative equity caught me out - now I've just sold at a significant profit it's taught me to remember to think long term.

My thought on Brexit as a whole is that the reality of repercussions will mostly come down to panic. If we kept our cool, it'll probably all iron out. We will continue with our day to day business without much change, if any. But with social media and it being very fashionable to use the word 'racist' these days, I think we are in for some fun and games from the currently expanding club of people looking for something to be offended about.
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      06-25-2016, 09:52 PM   #181
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Quote:
Originally Posted by Tengocity
Quote:
Originally Posted by SkyJawa
One thing I'm grateful of right now, is I'm not house hunting, I can't think of a worse more volatile time to be buying a house......
Oh don't say that! We are due to exchange contracts on a sale and new purchase in the next week or two.

The wife did ask me whether it was still a good idea... I said we still need to live somewhere and so does everyone else, and there's no sense that mortgage lending will dry up (as it did in 2008), which is the most likely thing to lead to house price falls.
We moved on the 17th! Luckily we have equity in the house already and aren't mortgaged up to the eyeballs. Oh, and we locked in our low rate for 5 years!

If prices do go down we should still be ok. Unless there's a massive crashed and then we're all fucked anyway!
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      06-26-2016, 02:22 AM   #182
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I see the logic of your argument, but you can make just the same point about Remain voters. They are just as likely to have voted in ignorance.

Anyone suggesting that votes were cast in ignorance is clearly doing so rhetorically. Rather than trying to smear millions of people they should stick to stating and arguing their own views.
I'm sure there were many on the remain side who also voted in ignorance.

But it's worse for the side where you're not voting for status quo, you're voting to leave a union that has lasted for decades and will have huge ramifications on all our lives, especially younger generations.

The facts were there, it's just a shame the remain campaign was so poor at articulating them and the leave campaign so adept at ignoring them (Gove: "we're fed up of hearing from experts"). But they were all there if people looked for them and challenged the downright lies coming from the leave campaign which weren't hard to invalidate with some personal research.

People understand not everyone who voted leave did it for the same reasons, what I and many others are upset about is that friends and family members chose to support leave despite the campaign espousing such poisonous lies, factless jingoism, blatant racism, championing of Farage (conveniently until the vote was won) etc. rather than making a personal stand that such a campaign was unsupportable even if there were valid reasons to support leaving.
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      06-26-2016, 03:14 AM   #183
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I think when it comes to house prices its a case of supply and demand and we still have to many people for the amount of affordable homes so i cant see prices changing much....as long as the banks still lend of course..
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      06-26-2016, 03:31 AM   #184
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Quote:
Originally Posted by Wills2
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Originally Posted by InquisitiveA View Post
I think probably catching up on some sleep after a hectic few weeks of campaigning and an all-nighter on Thursday night.

They are human, after all.
More likely staring at each other asking what the hell do they do now....
Yes, of course they are

Read this - Nick Cohen in The Guardian:
http://gu.com/p/4myct/sbl
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      06-26-2016, 03:50 AM   #185
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I think when it comes to house prices its a case of supply and demand and we still have to many people for the amount of affordable homes so i cant see prices changing much....as long as the banks still lend of course..
But this is what's wrong with this country, not the EU, it's having housing as an investment and the need to make money from it.

A number of my foreign friends find it bizarre that we act this way.

We actually need say 1 million houses built (slight exaggeration) to ensure future generations can have a house.

With people living longer, there is a reduced likely hood of Granny / Grandad pegging it and covering deposits for grandkids.

A huge % of the population are unable to get a mortgage until over well over 30 and that's in not too pricey areas.

It's mental that in some parts of the country a joint income of £60k cannot secure a mortgage (with deposit saving thrown in).

How many of your kids will be living in £400k houses, with nearly no social life as they need to pay the mortgage?

Then what about Grandkids, pretty much no chance.
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      06-26-2016, 05:56 AM   #186
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But this is what's wrong with this country, not the EU, it's having housing as an investment and the need to make money from it.
Not sure Mark1966 would agree with you on this...
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      06-26-2016, 05:59 AM   #187
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http://www.bbc.co.uk/news/uk-36632956

So, as well as a conservative party leadership vote, looks like we will have some kind of labour civil war too, as the MPs mutiny against Corbyn, and then against the grass roots members who voted for him.

The irony being that they voted for him for much the same reason as many of them voted Leave- to make a stand agains the Elites who ignore them otherwise.
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      06-26-2016, 06:01 AM   #188
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Originally Posted by Tengocity View Post
http://www.bbc.co.uk/news/uk-36632956

So, as well as a conservative party leadership vote, looks like we will have some kind of labour civil war too, as the MPs mutiny against Corbyn, and then against the grass roots members who voted for him.

The irony being that they voted for him for much the same reason as many of them voted Leave- to make a stand agains the Elites who ignore them otherwise.
Remember with labour, it's not so much the MP's that vote a new leader in, it's the union and those brain dead socialists.
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      06-26-2016, 08:28 AM   #189
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Half the shadow cabinet resigning, when Hilary Benn starts to come across as centrist and rational you know we're in trouble.

Osborne/Cameron/Boris/Gove/May have all but disappeared what the hell is going on?

No plan, no speeches, no statesmanship, they really are been shown up for the political lightweights I suspected they all were.

Only Sturgeon is standing up as a leader, I'm gaining respect for her regardless of her political views.
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      06-26-2016, 09:04 AM   #190
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Originally Posted by Wills2 View Post
Half the shadow cabinet resigning, when Hilary Benn starts to come across as centrist and rational you know we're in trouble.

Osborne/Cameron/Boris/Gove/May have all but disappeared what the hell is going on?

No plan, no speeches, no statesmanship, they really are been shown up for the political lightweights I suspected they all were.

Only Sturgeon is standing up as a leader, I'm gaining respect for her regardless of her political views.
I actually reckon Benn and Watson would make the best lead team for labour.

Agreed with Strugeon, I absolutely can't stand her or the SNP, however as a political leader and standing up, then yes she there.

Admittedly, it's easy to do when you know high proportion of country supports you, historically the SNP crumble fast when put under pressure on the losing side of things.
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      06-26-2016, 09:43 AM   #191
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I'm really hoping the Chancellor pulls his finger out and comes out tomorrow with a positive speech and also other members of the government.

Seems daft for the tories not to state some authority A because of labours self destruction and B, they are still the sitting Government.
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      06-26-2016, 09:50 AM   #192
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Quote:
Originally Posted by Wills2
Half the shadow cabinet resigning, when Hilary Benn starts to come across as centrist and rational you know we're in trouble.

Osborne/Cameron/Boris/Gove/May have all but disappeared what the hell is going on?

No plan, no speeches, no statesmanship, they really are been shown up for the political lightweights I suspected they all were.

Only Sturgeon is standing up as a leader, I'm gaining respect for her regardless of her political views.
Perhaps they are working through a proper policy?

Sturgeon is vocal because brexit is clear cut to her and her party, they are united in being opposed to it.

The conservatives and labour parties are divided on brexit so it will take some time to reform both those parties to align with brexit.

The only other political party where this outcome is clear cut is UKIP, but now it has happened they no longer need to exist.
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      06-26-2016, 10:01 AM   #193
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Sturgeon is milking it for all she can. And doing it very well. She has this opportunity thanks to a pee poor labour alternative.

It's a fake stance really, as the EU members wouldn't all vote to let Scotland into the EU IMO. But she'll run again for independence.
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      06-26-2016, 10:09 AM   #194
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Sturgeon is milking it for all she can. And doing it very well. She has this opportunity thanks to a pee poor labour alternative.

It's a fake stance really, as the EU members wouldn't all vote to let Scotland into the EU IMO. But she'll run again for independence.
When Scotland had its last referendum, the new Eastern European countries said they would vote to block membership.

The EU does not want more small countries with poor industrial base.

The rest of the small countries view it as less cake to go around.

As for NI...
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      06-26-2016, 10:26 AM   #195
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Originally Posted by Brigand View Post
When Scotland had its last referendum, the new Eastern European countries said they would vote to block membership.

The EU does not want more small countries with poor industrial base.

The rest of the small countries view it as less cake to go around.

As for NI...
More a real problem with Spain and any other country with successionist parties.

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      06-26-2016, 11:09 AM   #196
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Perhaps they are working through a proper policy?

Sturgeon is vocal because brexit is clear cut to her and her party, they are united in being opposed to it.

The conservatives and labour parties are divided on brexit so it will take some time to reform both those parties to align with brexit.

The only other political party where this outcome is clear cut is UKIP, but now it has happened they no longer need to exist.
You would have thought that Vote Leave might have decided to have a proper policy before they started down this road? Rather than turning up sober faced as if at a funeral muttering a few words and going off to play cricket, it's an utter shambles.

The chancellors response to this outcome and the market shouldn't be silence in my opinion, they're pretty difficult to shut up most of the time but the countries leading political figures seem to have lost their voice.
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      06-26-2016, 11:18 AM   #197
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Originally Posted by NISFAN View Post
Perhaps they are working through a proper policy?

Sturgeon is vocal because brexit is clear cut to her and her party, they are united in being opposed to it.

The conservatives and labour parties are divided on brexit so it will take some time to reform both those parties to align with brexit.

The only other political party where this outcome is clear cut is UKIP, but now it has happened they no longer need to exist.
You would have thought that Vote Leave might have decided to have a proper policy before they started down this road? Rather than turning up sober faced as if at a funeral muttering a few words and going off to play cricket, it's an utter shambles.
I thought it was pretty clear when watching the debates there wasn't a carefully honed plan. Leave was campaigned by a multi party group, so not likely to be having a team huddle beforehand. Besides there is a lot of hidden agenda behind the whole campaign anyway, politicians choosing a side depending on how it will advance their cause.

The fundamental question, do we want to be in or out has been answered.

We now have the time to formulate a government and strategy to maximise the vendors going forward.
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