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      06-21-2018, 09:35 AM   #1
teaston
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Bugger!

A dopey cnut drove into me on a roundabout whilst my car was stationary!

Got it on my dashcam, but my insurance will no doubt still go up next year due to a non-fault claim!

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      06-21-2018, 09:48 AM   #2
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Someone drove into my car in our company car park, they did 5k of damage, I wasn't even in the car and the claim all went through on their insurance not mine, still my premiums have rocketed. I fucking hate insurance companies and all the malingering under-achieving cunts who work for them.
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      06-21-2018, 09:48 AM   #3
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Thats quite a whack on the front end
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      06-21-2018, 09:49 AM   #4
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Thank God for that! I thought the title to the post was an invitation......


You'll lose two years NCD.
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      06-21-2018, 09:51 AM   #5
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Aw man that sucks

I take it the dashcam didn't record the plate of the offending car?
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      06-21-2018, 09:53 AM   #6
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Quote:
Originally Posted by Dr Forinor View Post
Aw man that sucks

I take it the dashcam didn't record the plate of the offending car?
The dash cam got everything fortunately!
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      06-21-2018, 09:54 AM   #7
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Quote:
Originally Posted by LobB View Post
Thank God for that! I thought the title to the post was an invitation......


You'll lose two years NCD.
I've got protected no claims but still you have to declare a non-fault claim when applying for next years insurance.
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      06-21-2018, 09:56 AM   #8
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Quote:
Originally Posted by Chrismac13 View Post
Thats quite a whack on the front end
Yep, he ran the whole side of his car along it! I don't think he even attempted to avoid me or brake!
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      06-21-2018, 09:59 AM   #9
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Quote:
Originally Posted by Torque of the Devil View Post
Someone drove into my car in our company car park, they did 5k of damage, I wasn't even in the car and the claim all went through on their insurance not mine, still my premiums have rocketed. I fucking hate insurance companies and all the malingering under-achieving cunts who work for them.
Exactly the same with me. £1700 worth of damage and I've overpaid on insurance by nearly £1000 over the next 5 years.... Insurance is total crap.
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      06-21-2018, 10:01 AM   #10
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That sucks mate!!!

At least you got it on camera.
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      06-21-2018, 10:07 AM   #11
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Quote:
Originally Posted by teaston View Post
The dash cam got everything fortunately!
At least that's something. Still crappy about the way insurance works though.
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      06-21-2018, 10:08 AM   #12
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People who can't fluken drive, plonkers, feel sorry for you.

Similar thing happened to my missus on the 5 ways A11 roundabout someone took the roundabout straight and thought it was OK to virtually try & drive over her front wing when she was on the inside lane.

Virtually identical damage, unfortunately no dash cam so it was 50/50, bloody lazy sods at the insurance co. just a cop out, at least you can prove it

That'll be expensive, hers was £3.5K the headlight unit alone was £700 !
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      06-21-2018, 10:25 AM   #13
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Did he pulling to you when you were already on the roundabout?
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      06-21-2018, 10:30 AM   #14
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Quote:
Originally Posted by mikeoz View Post
Did he pulling to you when you were already on the roundabout?
I was stopped in traffic in the middle lane and he came flying round the left lane.
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      06-21-2018, 10:42 AM   #15
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Quote:
Originally Posted by harvs43 View Post
That sucks mate!!!

At least you got it on camera.
Yeah looks like the dash cam has finally proved itself worthwhile after having it three or so years!
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      06-21-2018, 10:59 AM   #16
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Oh man thatís bad , hope itís all sorted straight away


someone reveresd into my F36 when Mrs tried to park while I was standing watching it , the blind cunt didnít even see my car and then drove off like he didnít do anything , luckily I had dashcam as well
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      06-21-2018, 11:02 AM   #17
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Quote:
Originally Posted by teaston View Post
I've got protected no claims but still you have to declare a non-fault claim when applying for next years insurance.
Yep it's unfair your insurance will go up next time for no fault of your own, mine went up £120 at renewal 4 years ago for a non fault claim .. I can see why some people put in whiplash claims now to cover it.
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      06-21-2018, 11:14 AM   #18
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Ah that sucks. I had similar damage to the driver's side of a six month old car once. Had it repaired and a fortnight later a bus pulled out of a stop into my stationary car and did the passenger wing/bumper the same.

Good luck with the repair
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      06-21-2018, 11:15 AM   #19
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Quote:
Originally Posted by teaston View Post
A dopey cnut drove into me on a roundabout whilst my car was stationary!

Got it on my dashcam, but my insurance will no doubt still go up next year due to a non-fault claim!

Why would you need to make a claim on your insurance if you have video evidence ?

Surely you exchanged details with the other driver, and will claim on their insurance ?

I notified my insurer "for information purposes" (in case the other party changed their mind about paying cash for the repair bill) when my car was hit by a bike on the M25 last year. My policy didn't increase at renewal; no impact to NCD.
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      06-21-2018, 11:16 AM   #20
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As a counter point here... someone rear-ended me a few years back. I was stationary and the driver admitted liability immediately. Their insurance organised repair within a day and my policy hardly changed at all.
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      06-21-2018, 11:24 AM   #21
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How unfortunate, whereabouts was this?
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      06-21-2018, 11:28 AM   #22
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Quote:
Originally Posted by philiper1 View Post
How unfortunate, whereabouts was this?
Great Yarmouth North quay roundabout
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