[JNW1]

Originally Posted by mikeoz

I would have to agree after spending a few days in a G20. I was not blown away either. I guess i will have to replace my f31 at some point....

Yes, my F31 will have to go at some stage as well. However, chatting to a mate last night I was saying I was thinking of a change as my car's 5 years old with 76k miles on the clock; he just laughed and said his Merc S350 is 10 years old with 160k on the clock and still going strong! With proper maintenance I daresay my 335d would be capable of matching that and I'm pretty sure it would do another 3 or 4 years and 50k miles without too much problem; therefore, it could make sense to keep the F31 as a relatively low cost daily for the time being which would in turn free-up funds that could be used on other things. Something I'll be pondering in the coming weeks!

[mikeoz]

Originally Posted by JNW1

Yes, my F31 will have to go at some stage as well. However, chatting to a mate last night I was saying I was thinking of a change as my car's 5 years old with 76k miles on the clock; he just laughed and said his Merc S350 is 10 years old with 160k on the clock and still going strong! With proper maintenance I daresay my 335d would be capable of matching that and I'm pretty sure it would do another 3 or 4 years and 50k miles without too much problem; therefore, it could make sense to keep the F31 as a relatively low cost daily for the time being which would in turn free-up funds that could be used on other things. Something I'll be pondering in the coming weeks!

Yeah agree i have 34k on my one and only had 2 services so no real issues. Having said that its just had a warranty claim after going in to limp home mode 6 hours from Calais... Which was an awful drive back...bloody dangerous when trying to join a M-way or accelerate. It was a Temp sensor and some sort of rod...and bmw assist were pretty good collecting car and bringing back plus a G20 for a few days.

2nd Fx 30d i have had and no issues with first and i love what it does really.

[Blacktemplar]

As my car's now passed the 3-year threshold and has a year to run on the current deal, I was fully expecting a call from local stealer's Finance guy to see if they could tempt me into their sweetie shop...

Punted them back a link to TRL's deal with a note to say that I wasn't really looking to change just yet, but if they wanted to match/better that discount and with no/minimal cash in I might give it some serious thought.

Didn't bat an eyelid - just wanted to know what my maximum deposit might look like.... will be interesting to see how far I can push them

[mikeoz]

Originally Posted by Blacktemplar

As my car's now passed the 3-year threshold and has a year to run on the current deal, I was fully expecting a call from local stealer's Finance guy to see if they could tempt me into their sweetie shop...

Punted them back a link to TRL's deal with a note to say that I wasn't really looking to change just yet, but if they wanted to match/better that discount and with no/minimal cash in I might give it some serious thought.

Didn't bat an eyelid - just wanted to know what my maximum deposit might look like.... will be interesting to see how far I can push them

Be interested to know what they do come up with?

[isleaiw1]

Originally Posted by mikeoz

Be interested to know what they do come up with?

most likely something that ignores the TRL offer, ignores what you pay now but includes you max deposit to get monthlies supposedly lower....

The last time I approached a dealer with a comp quote they came back with one that had a much bigger deposit, was still £30 a month more than the other option, but was preferable as I was dealing with a local dealer... apparently...

[mikeoz]

Originally Posted by isleaiw1

most likely something that ignores the TRL offer, ignores what you pay now but includes you max deposit to get monthlies supposedly lower....

The last time I approached a dealer with a comp quote they came back with one that had a much bigger deposit, was still £30 a month more than the other option, but was preferable as I was dealing with a local dealer... apparently...

Yeah aint that the truth
Very likely no doubt

[Blacktemplar]

Originally Posted by mikeoz

Be interested to know what they do come up with?

BMW guy got back to me today.....

My challenge was "any equity in my car plus a nominal £500" and don't want to go too much above £500 monthlies on a 4-year deal"

His response: "let's wait till you hit your VT point and we'll see what we can do"

I was £4K in originally, with £12.9K GFV total cost incl interest is £35.9K, 37 months into 48m PCP - so when's VT? I reckon it should be around Jan/Feb....

Not many manual F31 330i's about so hard to judge current private sale value...

[isleaiw1]

Originally Posted by Blacktemplar

BMW guy got back to me today.....

My challenge was "any equity in my car plus a nominal £500" and don't want to go too much above £500 monthlies on a 4-year deal"

His response: "let's wait till you hit your VT point and we'll see what we can do"

I was £4K in originally, with £12.9K GFV total cost incl interest is £35.9K, 37 months into 48m PCP - so when's VT? I reckon it should be around Jan/Feb....

Not many manual F31 330i's about so hard to judge current private sale value...

Not sure BMW salesmen should be encouraging VT (the FCA certainly wouldnt approve..) but lets not open that can of worms....

According to my *** packet calculation you should be there..... total amount payable divided by 2, take off deposit and see how many months at your monthly payment... I assume you pay £400 a month based on those numbers?

[saltyamigo]

Originally Posted by JNW1

Yes, my F31 will have to go at some stage as well. However, chatting to a mate last night I was saying I was thinking of a change as my car's 5 years old with 76k miles on the clock; he just laughed and said his Merc S350 is 10 years old with 160k on the clock and still going strong! With proper maintenance I daresay my 335d would be capable of matching that and I'm pretty sure it would do another 3 or 4 years and 50k miles without too much problem; therefore, it could make sense to keep the F31 as a relatively low cost daily for the time being which would in turn free-up funds that could be used on other things. Something I'll be pondering in the coming weeks!

Thats my plan for my F30 335D at the moment, currently 4 years and 40K in without any real hiccups. Think I'll replace the discs and pads and try and keep it another 4 years. Don't know if it will happen as 8 years is a long time for any car but there's nothing really appealing to change to, the G20 is much nicer inside but the exterior is more of a side step than a step forward. Just don't see the value in changing at the moment especially as it would put me in the high VED bracket as well. Think I will see how far EV have progressed in 4 years or so.

[TodmordenLad]

Originally Posted by saltyamigo

Thats my plan for my F30 335D at the moment, currently 4 years and 40K in without and real hiccups. Think I'll replace the discs and pads and try and keep it another 4 years. Don't know if it will happen as 8 years is a long time for any car but there's nothing really appealing to change to, the G20 is much nicer inside but the exterior is more of a side step than a step forward. Just don't see the value in changing at the moment especially as it would put me in the high VED bracket as well. Think I will see how far EV have progressed in 4 years or so.

Not exactly on topic but I test drove a new 320d M Sport recently, which was what they had available as a demonstrator. Nice enough but nothing to get excited about. Obviously the M340i would/should be a lot more fun. However, I'm not that sold on the G20 tbh. If I change in a year's time, I may get a G30 for its refinement and excellence at long distance trips - and probably the 530d, which is the best engine option for that model by all accounts. If they ruin the looks of the 5 with the LCI due next year however, I'll probably just hang onto my 4GC.

[Blacktemplar]

Originally Posted by isleaiw1

Not sure BMW salesmen should be encouraging VT (the FCA certainly wouldnt approve..) but lets not open that can of worms....

According to my *** packet calculation you should be there..... total amount payable divided by 2, take off deposit and see how many months at your monthly payment... I assume you pay £400 a month based on those numbers?

Pretty much what I thought - and yes, just a few quid over £400 pcm

I'm minded to let it run quite a bit closer to term to see what 'equity' I retain, if anything. I guess it comes down to the rate of depreciation after year 3...

...and what support/offers might pop up in the new year.

[isleaiw1]

Originally Posted by Blacktemplar

Pretty much what I thought - and yes, just a few quid over £400 pcm

I'm minded to let it run quite a bit closer to term to see what 'equity' I retain, if anything. I guess it comes down to the rate of depreciation after year 3...

...and what support/offers might pop up in the new year.

If its going well, no big bills due and you like it, why not. If you pay another £4.8k over next 12 months, then £4000 plus should be capital. I dont think a £15k BMW will depreciate by £400 a month at the moment, so you should be getting closer to having equity, although I suspect the only way you will have any at the end will be if you sell privately....

But you can have fun working out what to do over the next few months...

[Wills2]

Originally Posted by Blacktemplar

BMW guy got back to me today.....

My challenge was "any equity in my car plus a nominal £500" and don't want to go too much above £500 monthlies on a 4-year deal"

I'll bare my arse in Boots if you can get an M340i touring for that unless you've got 6k in your car.

A base M340i touring at 43k (7k off) @ 4.9% over 4 years is £500 per month with a £6500 deposit.

[Blacktemplar]

Originally Posted by Wills2

I'll bare my arse in Boots if you can get an M340i touring for that unless you've got 6k in your car.

A base M340i touring at 43k (7k off) @ 4.9% over 4 years is £500 per month with a £6500 deposit.

https://www.babybmw.net/forum/viewto...967e2fb04f8f77

Close enough for maybe one cheek? Go on...

[Blacktemplar]

Originally Posted by isleaiw1

If its going well, no big bills due and you like it, why not. If you pay another £4.8k over next 12 months, then £4000 plus should be capital. I dont think a £15k BMW will depreciate by £400 a month at the moment, so you should be getting closer to having equity, although I suspect the only way you will have any at the end will be if you sell privately....

But you can have fun working out what to do over the next few months...

I’ve already got my Casio “man maths scientific calculator” out...

[Blacktemplar]

Originally Posted by Wills2

I'll bare my arse in Boots if you can get an M340i touring for that unless you've got 6k in your car.

A base M340i touring at 43k (7k off) @ 4.9% over 4 years is £500 per month with a £6500 deposit.

To be fair I was only fishing and didn’t really expect a bite. It’s always good sport baiting the over-eager finance guy who calls the day after your first MOT 😉

[Wills2]

Originally Posted by Blacktemplar

https://www.babybmw.net/forum/viewto...967e2fb04f8f77

Close enough for maybe one cheek? Go on...

That perfectly illustrates the point I made do the numbers for the touring and you'll need the £6500 deposit I stated to get £500 as a monthly, seen the touring example on your link so it's 5k, maybe a half cheek....

[Bryans69]

It seems we've all been missing out on a negotiating tactic.

"£500 per month, or Wills gets his arse out"

[mikeoz]

Originally Posted by Bryans69

It seems we've all been missing out on a negotiating tactic.

"£500 per month, or Wills gets his arse out"

Count me in..

[TouringPleb]

Originally Posted by mikeoz

Count me in..

Poor choice of words

[Blacktemplar]

Originally Posted by Goneinsixtyseconds

Not for me as my new car is due in about a week, but saw one at the PGA in tanzanite blue, which I think looks fantastic.

Anyone know why the colour range available for the G21 is so limited/muted on the configurator? For example Sunset Orange is a no-cost option on the saloon but not even available for the touring.

[Wills2]

Originally Posted by Bryans69

It seems we've all been missing out on a negotiating tactic.

"£500 per month, or Wills gets his arse out"

It's a phrase I once heard uttered in a call centre in Bradford in a broad Yorkshire accent and it's stuck with me ever since.