Gap Insurance Query

Dan77777 · 02-03-2019, 01:52 AM

Looking to add GAP Insurance on my 2016 BMW.

Any one use :www.click4gap.co.uk ?

Good quote for what i want.
cheers.

GAPInsurance · 02-04-2019, 02:39 AM

Quote:

Originally Posted by Dan77777

Looking to add GAP Insurance on my 2016 BMW.

Any one use :www.click4gap.co.uk ?

Good quote for what i want.
cheers.

Discount code "BIMMERP10" gets you 10% discount at www.gapinsurance.co.uk

A13x · 02-04-2019, 12:07 PM

Can you add GAP insurance at any time or are there requirements?

Soul_Glo · 02-04-2019, 01:20 PM

I have used ALA in the past. Recommended by Honest John.

teaston · 02-04-2019, 01:22 PM

Quote:

Originally Posted by GAPInsurance

Discount code "BIMMERP10" gets you 10% discount at www.gapinsurance.co.uk

Highly recommend this company, I think most of us on here use them, great price and customer service, and any remaining months when you change cars can be used as credit off a new policy!

Dan77777 · 02-04-2019, 01:25 PM

Thanks all

jnismith · 02-04-2019, 01:49 PM

I looked at Click4Gap today for my new golf, the read a bad review and went for ALA instead, if you go through money supermarket there are discounts in both.

Gapisurance.co.uk would not touch the Golf R.

Mustard3 · 02-05-2019, 07:48 AM

I was with ALA on my previous car, when it came time to change the new quote was much higher. I found a much better price online with another company, phoned ALA and they were happy to price match.

gippy · 03-10-2019, 06:36 AM

guys help!
i never bothered looking into gap insurance but now i'm thinking, i need it?
my car will depreciate a lot more than £60 a year!

is it a total no brainer? i don't get why it's not a completely standard mainstream thing to get it!
just want to make sure before i go ahead and pay £175 for 3 years.

robbiep · 03-10-2019, 09:25 AM

Quote:

Originally Posted by gippy

guys help!
i never bothered looking into gap insurance but now i'm thinking, i need it?
my car will depreciate a lot more than £60 a year!

is it a total no brainer? i don't get why it's not a completely standard mainstream thing to get it!
just want to make sure before i go ahead and pay £175 for 3 years.

It's not some sort of depreciation insurance (though it is, sort-of) - it's to ensure that, in the event of the car being written off, you are not left paying finance, etc. on an asset you no longer have the use of.

Read up, understand. Then decide whether it is for you or not.

Lincoln61 · 03-10-2019, 11:35 AM

I used ALA Vehicle Replacement Plus GAP. Very happy with the price, hopefully will never need to find out about the service and payout!

rjberry · 03-10-2019, 12:35 PM

I've always used ALA for gap, they're usually pretty competitive.

MSE25 is a code for 25% off which helps

330Stevie · 03-10-2019, 12:35 PM

Try DirectGap

dopper99 · 03-10-2019, 05:58 PM

Quote:

Originally Posted by jnismith

I looked at Click4Gap today for my new golf, the read a bad review and went for ALA instead, if you go through money supermarket there are discounts in both.

Gapisurance.co.uk would not touch the Golf R.

Try car2cover

GEP77 · 03-11-2019, 02:16 AM

Just remember for most policies you have to take out the insurance within quite a short time frame from buying the car. However I know some policies allow a start date deferral as they recognise that some normal insurance policies pay out the 'new' price in the early stages of the policy.

SilverGrey · 03-11-2019, 02:20 AM

Quote:

Originally Posted by GEP77

Just remember for most policies you have to take out the insurance within quite a short time frame from buying the car. However I know some policies allow a start date deferral as they recognise that some normal insurance policies pay out the 'new' price in the early stages of the policy.

The ALA policy I took out had to be taken within the 1st 12 months since registration. They also provided a policy specifically for lease cars and the facility to pay it over 10 months.

02-03-2019, 01:52 AM	#1
Dan77777 Enlisted Member 9 Rep 49 Posts Drives: BMW 320i Sport Join Date: Aug 2018 Location: Kent iTrader: (0)	Gap Insurance Query Looking to add GAP Insurance on my 2016 BMW. Any one use :www.click4gap.co.uk ? Good quote for what i want. cheers.
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02-04-2019, 12:07 PM	#3
A13x Private First Class 14 Rep 129 Posts Drives: BMW Join Date: Jan 2012 Location: .. iTrader: (0)	Can you add GAP insurance at any time or are there requirements?
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02-04-2019, 01:20 PM	#4
Soul_Glo Major General 13347 Rep 7,484 Posts Drives: G20 Join Date: May 2013 Location: Manhattan, NYC iTrader: (1)	I have used ALA in the past. Recommended by Honest John.
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02-04-2019, 01:25 PM	#6
Dan77777 Enlisted Member 9 Rep 49 Posts Drives: BMW 320i Sport Join Date: Aug 2018 Location: Kent iTrader: (0)	Thanks all
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02-04-2019, 01:49 PM	#7
jnismith Captain 311 Rep 713 Posts Drives: Golf R, Maserati Gransport Join Date: Jul 2013 Location: Herts, UK iTrader: (0)	I looked at Click4Gap today for my new golf, the read a bad review and went for ALA instead, if you go through money supermarket there are discounts in both. Gapisurance.co.uk would not touch the Golf R.
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02-05-2019, 07:48 AM	#8
Mustard3 Lieutenant 99 Rep 403 Posts Drives: F31 340i Join Date: Sep 2011 Location: UK iTrader: (1)	I was with ALA on my previous car, when it came time to change the new quote was much higher. I found a much better price online with another company, phoned ALA and they were happy to price match. __________________ Old flames: S3, M235i, E92 335d, Alpina B3, E46 M3
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03-10-2019, 06:36 AM	#9
gippy Lieutenant 230 Rep 525 Posts Drives: F32 440i, pre-LCI, w/MPPSK Join Date: May 2018 Location: UK iTrader: (0)	guys help! i never bothered looking into gap insurance but now i'm thinking, i need it? my car will depreciate a lot more than £60 a year! is it a total no brainer? i don't get why it's not a completely standard mainstream thing to get it! just want to make sure before i go ahead and pay £175 for 3 years.
	Appreciate 0 Quote

03-10-2019, 11:35 AM	#11
Lincoln61 Captain 747 Rep 620 Posts Drives: 2018 430d Msport+ Join Date: Dec 2018 Location: UK iTrader: (0)	I used ALA Vehicle Replacement Plus GAP. Very happy with the price, hopefully will never need to find out about the service and payout! __________________ Current - 2018 F32 430d M Sport+ Previous - 2013 F30 320d M Sport Previous - 2008 E92 320d SE
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03-10-2019, 12:35 PM	#12
rjberry Major 412 Rep 1,157 Posts Drives: F31 340i Ruby Red II Join Date: May 2012 Location: South Wales iTrader: (0)	I've always used ALA for gap, they're usually pretty competitive. MSE25 is a code for 25% off which helps __________________ Current: recovering slowly Previous: F31 340i Ruby Red IIM5 Singapore Grey, F30 335d Moonstone, F30 320d Tanzanite Blue
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03-10-2019, 12:35 PM	#13
330Stevie Captain 300 Rep 820 Posts Drives: G20 M340i xdrive Join Date: Apr 2016 Location: U.K. iTrader: (0)	Try DirectGap
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03-11-2019, 02:16 AM	#15
GEP77 Major 409 Rep 1,162 Posts Drives: Tesla Model 3 Long Range. Join Date: Nov 2013 Location: South East London iTrader: (1)	Just remember for most policies you have to take out the insurance within quite a short time frame from buying the car. However I know some policies allow a start date deferral as they recognise that some normal insurance policies pay out the 'new' price in the early stages of the policy.
	Appreciate 0 Quote