[kern417]

Originally Posted by xlover

Still need to review the full breakdown of the deal to know if the dealer "covering" any lease payments is legit. In the absence of an official pull ahead program from BMW the dealer isn't going to do the customer any "favors" it is possible there was money left on the table in the deal to allow them to cover remaining payments. for example if you have $600 in payments left they may be charging $600 more than fair market sale price for the car...
When there is an official pull ahead there will be specific terms ie"BMWFS will waive 3 months" meaning the cost of the payments never hits the dealer, BMW financial just writes them off in favor of the new vehicle.

What I'm saying is that is the kind of deal that would put me in a new car early. i would not make payments to lease a car for months that I'm not leasing it. Otherwise you're just throwing the money away.

A lease is pretty simple compared to financing because the cost is fixed. If you signed a contract to pay $20k to drive it 3 years, why would you pay the same price to only drive it 2.5?

[xlover]

Originally Posted by kern417

What I'm saying is that is the kind of deal that would put me in a new car early. i would not make payments to lease a car for months that I'm not leasing it. Otherwise you're just throwing the money away.

A lease is pretty simple compared to financing because the cost is fixed. If you signed a contract to pay $20k to drive it 3 years, why would you pay the same price to only drive it 2.5?

Right fully agree on that point, my comments were more on the concept of a dealer waiving payments to pull ahead.... only bmwfs can do that... so even though someone thinks they are getting payments waived in reality what is happening is exactly what you called out above, payments being rolled into the next deal

[userjorts]

So I had an awful experience at the dealership. I negotiated the 320 down to $470/month...I still felt like I could've gotten a better deal especially for a car that had 3500 miles on it already. I think I'm gonna renegotiate for a 330 xdrive...what I'd like and built had an MSRP of $50,260. What kind of numbers should I look for including them taking my current 228 with about $2,700 due on it?

[xlover]

Originally Posted by userjorts

So I had an awful experience at the dealership. I negotiated the 320 down to $470/month...I still felt like I could've gotten a better deal especially for a car that had 3500 miles on it already. I think I'm gonna renegotiate for a 330 xdrive...what I'd like and built had an MSRP of $50,260. What kind of numbers should I look for including them taking my current 228 with about $2,700 due on it?

you should be looking for invoice minus incentives as your buy price... plus your 2700 in rollover added on top of that... plus lease acquisition fee... doc fees.. tags/title

then it just becomes a math calculation, residual at mileage you desire and require base money factor

not sure how they handle tax in your state, that needs to be factored in

use those elements to calculate your lease price for whatever vehicle you are choosing

[ScarecrowBoat]

Originally Posted by KLNLQIm

he rolled in a few current car payments + doing 15k a year. personally i wouldn't do it, but i'm not sure how to factor all of that other stuff in

It's easy to factor in, still way high.

Originally Posted by userjorts

So I had an awful experience at the dealership. I negotiated the 320 down to $470/month...I still felt like I could've gotten a better deal especially for a car that had 3500 miles on it already. I think I'm gonna renegotiate for a 330 xdrive...what I'd like and built had an MSRP of $50,260. What kind of numbers should I look for including them taking my current 228 with about $2,700 due on it?

Sorry but please explain to me what is so appealing about a 320i or a 330i that you're willing to pay almost $3k out of pocket to change cars a few months early?

Aside from that, if we assume $75/month added to your 36mo lease from the $2700/36, $470 is still $395/month for a previous loaner 320i. Are all these numbers with or without tax?

[BMW in NE]

After some work (working with 3 dealerships) I ended up with a 340 xDrive $557/mo, 12k miles, 61k MSRP. Paying all fees/sales tax/first month at the dealer ($3556.68 total) They are also picking up the last 2 payments on my current lease (which is about $1100).

[userjorts]

Originally Posted by ScarecrowBoat

It's easy to factor in, still way high.



Sorry but please explain to me what is so appealing about a 320i or a 330i that you're willing to pay almost $3k out of pocket to change cars a few months early?

Aside from that, if we assume $75/month added to your 36mo lease from the $2700/36, $470 is still $395/month for a previous loaner 320i. Are all these numbers with or without tax?

I'm certainly not in any rush to get a new car, but I'm in a 228 and my wife is pregnant and would like me to get a sedan with AWD. The deal I'm now working on with the dealer is the 330i with packages and options for an MSRP of $50,260. They will eat 2 payments and roll the remaining 3 payments into the new lease, and I'm working on getting my monthly payment to $530 (which is what I already pay for my 228). The new 330 is NOT a loaner as the 320 was supposed to be. Is that a worthwhile deal?

[Monaco]

Originally Posted by BMW in NE

After some work (working with 3 dealerships) I ended up with a 340 xDrive $557/mo, 12k miles, 61k MSRP. Paying all fees/sales tax/first month at the dealer ($3556.68 total) They are also picking up the last 2 payments on my current lease (which is about $1100).

Nice work. What kind of discount off MSRP did you get (before incentives)?

[ScarecrowBoat]

Originally Posted by userjorts

I'm certainly not in any rush to get a new car, but I'm in a 228 and my wife is pregnant and would like me to get a sedan with AWD. The deal I'm now working on with the dealer is the 330i with packages and options for an MSRP of $50,260. They will eat 2 payments and roll the remaining 3 payments into the new lease, and I'm working on getting my monthly payment to $530 (which is what I already pay for my 228). The new 330 is NOT a loaner as the 320 was supposed to be. Is that a worthwhile deal?

Just look at the post from BMW in NE to see what kind of a deal they are offering you.

[BMW in NE]

Originally Posted by Monaco

Nice work. What kind of discount off MSRP did you get (before incentives)?

6% off sticker before incentives.

[BMW in NE]

Originally Posted by userjorts

I'm certainly not in any rush to get a new car, but I'm in a 228 and my wife is pregnant and would like me to get a sedan with AWD. The deal I'm now working on with the dealer is the 330i with packages and options for an MSRP of $50,260. They will eat 2 payments and roll the remaining 3 payments into the new lease, and I'm working on getting my monthly payment to $530 (which is what I already pay for my 228). The new 330 is NOT a loaner as the 320 was supposed to be. Is that a worthwhile deal?

Userjorts - go here (http://winatriptothefareast.eventsbmw.com/) and register.. you will get a $1000 UDE credit you can use in your negotiations. Your profile says NY, so as long as you are working with a dealer there you should be able to use this.

I recommend waiting until you have a deal that you are comfortable with, then presenting the $1k off I hope this helps you.

[davedave]

what is the May 2018 money factor and residual for the 2018 M440i coupe in California ?

[clubnp]

Originally Posted by davedave

what is the May 2018 money factor and residual for the 2018 M440i coupe in California ?

It's not May yet... so no one knows

[TYE]

Was offered this

2018 BMW 440i GC (6 miles) - M Package, Premium Package, Car Play, Essentials Package, HK, Black Kidney grills, CF rear spoiler, 19" wheels, Active Blindspot

MSRP: 59,925
Price: 49,700 (incl Costo)
money factor: .00156
Document Fee: $80
Acquisition Fee: 925
Residual: 56%
License/Reg Fee: 588
Sales Tax: 8.75%

Monthly payment with tax: $629
36 months/12k miles per year

Drive off:$2,310
1st month payment: $629
Down payment: $0
Registration and doc fee: $668
Tax on cap cost reduction and fees: $7
Acquisition fee: $925

[RedKloud]

Why are the residuals on the 4 series so low? They are worse than Audi!

[EggoEspada]

Hey guys. First time posting here. Thoughts on this deal here?


MSRP: $57,325
Sale price (after rebates): $49,069
Down payment: $0
Taxes and fees out of pocket: $4,000
Residual: 60%
Money factor: .00166
$575 per month
12k miles/36 months


I also want to add that I’m turning in a 328i lease. They’re willing to handle the last two payments, wear and tear on the two front tires, scraps on the bottom front bumper, and a dent between the two doors on the passanger side. (Yea, I know it’s embarrassing the condition it got into.) 🙈

[elbmw]

Originally Posted by EggoEspada

Hey guys. First time posting here. Thoughts on this deal here?


MSRP: $57,325
Sale price (after rebates): $49,069
Down payment: $0
Taxes and fees out of pocket: $4,000
Residual: 60%
Money factor: .00166
$575 per month
12k miles/36 months


I also want to add that I’m turning in a 328i lease. They’re willing to handle the last two payments, wear and tear on the two front tires, scraps on the bottom front bumper, and a dent between the two doors on the passanger side. (Yea, I know it’s embarrassing the condition it got into.) 🙈

The MF is marked up. What's included in $4K? Do you pay taxes upfront?

[EggoEspada]

Originally Posted by elbmw

The MF is marked up. What's included in $4K? Do you pay taxes upfront?

I figured as much with the MF. I should be aiming for .00156, right? The $4K was taxes, doc fee, acquisition, etc.

[Vitacura]

Originally Posted by elbmw

The MF is marked up. What's included in $4K? Do you pay taxes upfront?

I do not believe so, that is the base Money Factor for May.

[elbmw]

Originally Posted by Vitacura

I do not believe so, that is the base Money Factor for May.

You are right,the base MF was raised

[elbmw]

Originally Posted by EggoEspada

I figured as much with the MF. I should be aiming for .00156, right? The $4K was taxes, doc fee, acquisition, etc.

You are getting the base MF as Vitacura pointed out.
You seem to be getting a decent discount but your effective payment will be $686/mo considering the out of pocket amount.
For me personally,it seems high. My current payment is a couple hundred bucks cheaper on a car with a higher msrp. The dealership also covered my last 3 payments on a previous lease.
But everyone's situation is different.If you don't mind the payment and like the car-go for it. If you don't-keep shopping around.Check out leasehackr and see what other people are getting in your area. Sometimes dealers post specials on there too.
My understanding is that you have 2 months left on your lease? That might put you in a perfect position of getting a car at the end of June,since it'll be end of 2nd quarter for BMW and MY '19s will start to arrive on dealer lots.
Good luck!

EDIT
Here you go,just received this email special from a dealership in Atlanta.This could be your base line for discussing a deal.

MSRP 57.2

[clubnp]

Originally Posted by elbmw

You are getting the base MF as Vitacura pointed out.
You seem to be getting a decent discount but your effective payment will be $686/mo considering the out of pocket amount.
For me personally,it seems high. My current payment is a couple hundred bucks cheaper on a car with a higher msrp. The dealership also covered my last 3 payments on a previous lease.
But everyone's situation is different.If you don't mind the payment and like the car-go for it. If you don't-keep shopping around.Check out leasehackr and see what other people are getting in your area. Sometimes dealers post specials on there too.
My understanding is that you have 2 months left on your lease? That might put you in a perfect position of getting a car at the end of June,since it'll be end of 2nd quarter for BMW and MY '19s will start to arrive on dealer lots.
Good luck!

EDIT
Here you go,just received this email special from a dealership in Atlanta.This could be your base line for discussing a deal.

MSRP 57.2

I called about that deal, apparently it's for residents of Texas, GA and maybe one other state, but basically you have to pay all taxes upfront and maybe some other fees, totaling around 4-5k down. It's not a true $0 out the door, I live in SC and he quoted me like $630 with 2k down... lol