10-12-2015, 12:32 PM | #1 |
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OT: National Insurance Number for a new car?
Okay strange one this.
My Brother in Law in Aberdeen has just bought a car. However he has been asked by the dealer to give his National Insurance number. Never heard of this before, buying houses yes, but not for cars. Anyone shed any light on it? |
10-12-2015, 12:43 PM | #3 | |
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If you have a scottish national insurance number...which is exactly the same yet totally scottish and independent and different, then you get 20% off. If youre english, you pay a 20% premium. I mean, how else can they afford to give 20% off? I may have gone off the point a little
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10-12-2015, 12:58 PM | #4 |
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Money laundering regulations taken too far, I'm afraid to say
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10-12-2015, 01:01 PM | #5 |
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I'm fairly sure it will be something to do with a licence check (identity or validity?).
I was asked for this by my dealer in order to arrange insurance for a demo car - it enabled them to generate the DVLA 'code' thing that we need to do since the paper part of the licence was binned.
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10-12-2015, 01:02 PM | #6 |
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10-12-2015, 01:30 PM | #7 |
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Bit strange, can see the reasoning for it, however it's a Vauxhall......a sanity check?
I also go for the Sweaty discount as well. I remember a dealer moaning at me 'why did I get more discount than his Scottish customers', I was getting forces discount of 30% at the time lol. |
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10-12-2015, 01:32 PM | #8 | |
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Hello Terry |
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10-12-2015, 01:35 PM | #9 |
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You should try being married to one?
I tried We Buy Any Wife, however when they realised first registration was Scotland, they dropped the price by a few grand. Apparently they run rough and prone to overheating ... |
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10-12-2015, 01:59 PM | #10 |
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Hi guys.
Around 3 weeks ago I dropped off my BMW for some work to be done under warranty and was asked for my National Insurance Number for a courtesy car. I stated Data Protection and was told that it was for security reasons. I was surprised and was told that without it I would not be given a courtesy car. The reason behind it is to check proof of identity, address and also to check if you have any driving convictions. I was also told that it is a recent change implemented by the DVLA as the Paper Form of the Driving License does no longer exist and all information is becoming accessible via a digital database. This is used by BMW and other dealers for their security checks and other factors. As for Finance on a vehicle, National Insurance Number I assume is being used to hold on record in order to recover a Debt if you fail to pay it. National Insurance Number has been used previously to recover assists in Debt matters as a basis of enquiries/investigations. This is why some Lenders ask for it, as they can trace you and put a charge on your future earnings and commence litigation. C S |
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10-12-2015, 04:08 PM | #11 |
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I would point out to the dealers concerned that it is a CRIMINAL offence for them to obtain your 'check code' from DVLA without your express permission.
https://www.gov.uk/view-driving-licence. |
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10-12-2015, 04:26 PM | #12 |
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When my son collected my new 330d for me, recently, the dealer wanted ID for both myself and my son, along with a letter of authorisation (understandably) to release the vehicle to him.
I was quite surprised by this as being used to going into a dealers, throwing a wedge on the table and driving out with a car. Surely an intrusion into my privacy? Q
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10-12-2015, 04:38 PM | #13 |
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I was once asked about my annual income relating to pension stuff regarding my father (same household) and I stated confidentiality and to formally request the information in writing with justification as to why my salary was relevant to someone else's income.
I won that argument. Fucking hate that you have to go through a million passwords, finger prints, retina scans, poo samples and blood tests to buy a poxy car on finance. Especially a Vauxhall. VW asked me (in the GTI test drive) 'and sir, how would you be paying for the car' I said with magic beans and blow jobs. Failing that with money, probably. Stupid dealer questions I am off on one now!
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10-12-2015, 04:46 PM | #14 |
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I am used to having to provide my ID card and that's about it.
These days I just supply my Service Number and Service to BMW. For the Peugeot, just needed Service number and Defence Discount card. Never been asked for anything else ever. Bank details only as usual when setting up a direct debit or when paying for the car out right (Switch is great lol). Having to provide anything else is just plain stupid. |
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