[OneExtra]

Originally Posted by Dr Forinor

My previous BMW, a 2010 E90 330D, I bought in 2014 with 35k on the clock. I had it for just over 4 years and got rid of it at 77k (or close to), and never had any issues. This is one of the big reasons I am (naively?) confident about not going for the warranty, as I have good experience.

Why risk it for £43?

BMW Recovery is worth £15 a month on its own and if anything does happen they turn up take away the car and bring a replacement.

No stress, no hassle

Stop being a tight arse

[Harny86]

My warranty runs out today wonder why they havent asked me to renew

[Tribalpinoy911]

How has your car been? Troublesome trouble free?

[999rigger]

You would only need one small fault to cover that cost that so i would go for it personally.

[Dr Forinor]

Originally Posted by OneExtra

Why risk it for £43?
No stress, no hassle
Stop being a tight arse

Yup, I suppose I am.

Originally Posted by 999rigger

You would only need one small fault to cover that cost that so i would go for it personally.

Originally Posted by Tribalpinoy911

How has your car been? Troublesome trouble free?

Completely trouble free since I bought it a year (12k miles) ago.

[JD6]

I think the warranty on a loaded 335d (the most complex and expensive 3 Series) is pretty good value and I have taken it. The warranty costs the same for a bog standard 316d, even though the car costs half as much.

I do question some of the posts in a thread like this though, along the lines of my car needed a new x which costs £5k, so lucky I had a warranty.... If a 3,4,5 year old car has a major failure (with full BMWSH) you should get a very substantial goodwill contribution. A new engine will likely cost you £2-3k, rather than £12k, but it is all a bit vague and unspecified, so you have to have deeper pockets.

Another point worth making is that even if you don't take BMW's recovery service, the warranty includes some of it as standard. Read the documentation, but I believe that they will take you to the nearest dealer.

[goodbyalfa]

Originally Posted by OneExtra

Why risk it for £43?

BMW Recovery is worth £15 a month on its own and if anything does happen they turn up take away the car and bring a replacement.

No stress, no hassle

Stop being a tight arse

Your leg could fall off tomorrow, best get em insured quickly. Why risk it...
Risk = weighing up all likely events and making an informed decision...
If you feel that on the balance of things nothing is likely to go wrong, then it's £500 in your pocket. It's gambling, plane and simple. For £500 on a 3 year old car, I'll personally take the risk and not bother. ETO.

[RobUK]

Originally Posted by Dr Forinor

That's what I'm trying to figure out. I keep thinking "it's a relatively new car, it's a German car, blah blah blah, shouldn't have any issues" but we all know issues happen all the time. It's Sod's law, I'll take it out and nothing will happen, I don't take it out and something will go wrong all the time.

Don't forget, in the last JD Power survey, BMW did not fare well.

[ByTheSea]

Originally Posted by RobUK

Don't forget, in the last JD Power survey BMW did not fare well.

I read a breakdown of the stats from those surveys in one of the car mags and with regard to the 3 series it was things like...

The seats are uncomfortable. Don't like the shape of it. The controls are complicated.

Why the hell did you buy the bloody car I think. I have stopped reading that rubbish. My own experience (I'm on my 5th BMW) is nothing but pleasure, with one fault on my previous 3 series fixed out of warranty for free parts and 50% labour.

[RobUK]

Originally Posted by ByTheSea

Why the hell did you buy the bloody car I think.

Well from personal experience (all cars purchased new), my first BMW an E87 120d had various faults with the lights, comfort access and heating fan. 2nd an F30 328i was a shocker which needed a new gearbox at 6K miles and went on to have a string of significant faults (steering, drivetrain, etc.) and in total spent months off the road. All faults were fixed under warranty, but the inconvenience was considerable. Despite that, I bought the 340i (they gave me a really good deal because of the issues with the 328i) and chances are I will buy a fourth. Reason - I like the cars and figure I can't be unlucky with every one.

Originally Posted by ByTheSea

I have stopped reading that rubbish.

No harm in keeping yourself informed, if only to help in decisions such as whether to buy an extended warranty. OP was seeking opinions and in my case, even though this 340i has been faultless, I'll get an extended warranty if I keep it more than 3 years. The fact that you've been fortunate enough to have just one fault in five cars doesn't change my experience.

That's the benefit of forums like this - a wide variety of experiences

[Alice Coupe]

Surely, if anything on a car 3-5 years old, that is not a wear and tear item, goes and it was bought new and main dealer serviced then is not fit for purpose?
Unless it’s consequential damage that’s covered, I wouldn’t bother.

[Jimmy-F46 M-sport]

Well my approved used f30’s warranty runs out in September and I’m considering extending it! Fecking thing has been in at least 5 times and is currently entering its 3rd week with them again!!!(car is still stuttering and hesitating and now incredibly hard to drive smoothly) under warranty It’s been fitted with a brand new turbo that thankfully cured its thirst for oil(consumed a litre of oil in 800 miles) unfortunately they can’t seem to get to the bottom of why it’s still a jerky mess!!! I know for a fact as soon as it’s out of warranty the transfer case will eventually fail so I’m probably gonna bite the bullet and extend it as don’t fancy a £3.5k repair bill

[OneExtra]

Originally Posted by Alice Coupe

Surely, if anything on a car 3-5 years old, that is not a wear and tear item, goes and it was bought new and main dealer serviced then is not fit for purpose?
Unless it’s consequential damage that’s covered, I wouldn’t bother.

That makes no sense at all

If it breaks out of warranty then it breaks. Fit for purpose is irrelevant if the fit for purpose period is 3 years which it is.

[Alice Coupe]

Originally Posted by OneExtra

That makes no sense at all

If it breaks out of warranty then it breaks. Fit for purpose is irrelevant if the fit for purpose period is 3 years which it is.

Not necessarily. The warranty is 3 years which is different from the vehicles expected life under normal operating conditions. Consumer goods act.

[OneExtra]

Originally Posted by Alice Coupe

Not necessarily. The warranty is 3 years which is different from the vehicles expected life under normal operating conditions. Consumer goods act.

Well if that's the case why don't BMW fix everything that breaks for free after three years?

What's the vehicles expected life?

[Alice Coupe]

Originally Posted by OneExtra

Well if that's the case why don't BMW fix everything that breaks for free after three years?

What's the vehicles expected life?

As I said, it depends what it is and why it broke.
How long would you reasonably expect. £40k car to last? What about individual components? It depends.

[lethbridge]

Personally I would take it out (and I did take it out on my 335d GT for £622 with £250 excess as it was over 60k after 3 years). I can't remember if you have reported having the EGR issue yet? I think some have reported a c.£800 bill to fix that and it seems an issue that is perhaps 50:50 likely to occur at 50-60k on the 35d - happened to me but I was still on my 3 year warranty. Please note that is perception based on this forum more than anything - perhaps the forum contains just unlucky 35d owners. If you are needing cover for the full year then annual is much cheaper - the monthly charge literally covers a month at a time as opposed to spreading the cost of the annual policy.

My view is the £250 excess does give a big drop in the annual charge so personally I would go with that in the knowledge that if a big ticket item occurs I only have to find £250 rather than £1000s. At the end of the day when something goes wrong it is usually in the range of £500-£15000... I also think the Assist is good & not worth the hassle of using an alternative unless you get cover automatically through some other means. Yes you should expect some goodwill if your car is just out of warranty but you can't rely on it...

It is a tough one as no one likes spending money on nothing which is what you do if you don't make a claim... Allianz make plenty of money from this or they wouldn't set the prices as they do so that is the flip side - you are far less likely to claim than not claim... Depends if you like peace of mind/certainty around your finances as much as anything - personally I do - especially as some issues (new engine/gearbox) could write the car off...

[OneExtra]

Originally Posted by Alice Coupe

As I said, it depends what it is and why it broke.
How long would you reasonably expect. £40k car to last? What about individual components? It depends.

Rubbish

[Alice Coupe]

Originally Posted by OneExtra

Rubbish

It’s up to you what you want believe.

[rich100]

I don't generally like excesses but I took mine with the £250, it lowers the price by quite a bit and if I do need to claim, paying the excess only makes it marginally more expensive than if I'd gone for the £100 one.

I'd also watch the cost if you are paying monthly that ramps it up also but I suppose having said that you could cancel a monthly payment whereas I don't believe (?) you can get a refund if you wanted to cancel having paid annually.

You can run the quotes online... makes it a bit easier to do than phoning.

[Hooded]

Originally Posted by Dr Forinor

My previous BMW, a 2010 E90 330D, I bought in 2014 with 35k on the clock. I had it for just over 4 years and got rid of it at 77k (or close to), and never had any issues. This is one of the big reasons I am (naively?) confident about not going for the warranty, as I have good experience.

I'm Not sure the F30 are as reliable as the E90 though... Good chance it'll need a new steering rack or EGR valve and/or cooler at some point.

[1966-TR4]

EGR cooler, diff seals and vertical headlamp control all done under my first year of extended warranty. About 2k of work.