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      02-26-2020, 04:21 PM   #1
Rgbxstaxx
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Welp the car's a total loss is a bmw 340i 2016, what happens from here on out if I had a 50k loan with the dealer and the car was getting paid off for 30k (2900now) and payment is due next month should I pay it? does insurance pay? Anyway I also wanna get a new car but I'm broke think I'll get any money out of it ?
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      02-26-2020, 04:24 PM   #2
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How did brakes fail?
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      02-26-2020, 04:39 PM   #3
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Broo I don't know brooo and I had the m package too air bag came out and everything, it felt great this morning but after I got on the highway Shit changed traffic was full and I got spongey to the point where I had it to the floor and It just wouldn't stop
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      02-26-2020, 04:53 PM   #4
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Quote:
Originally Posted by Rgbxstaxx View Post
Broo I don't know brooo and I had the m package too air bag came out and everything, it felt great this morning but after I got on the highway Shit changed traffic was full and I got spongey to the point where I had it to the floor and It just wouldn't stop
Glad to hear that you weren't injured. That's the important thing!
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      02-26-2020, 05:16 PM   #5
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Let the finance company know what's going on. If you don't make your payment and they don't know why your credit will get dinged.
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      02-26-2020, 05:30 PM   #6
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Is this a new car loan. You got gap insurance right?

Like Billfitz said... call your finance company right away before your payment due date.
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      02-26-2020, 06:30 PM   #7
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Glad no one got hurt and definitely call your finance company.

Anyone do any work on brakes lately?

Nothing related to the log?

https://f30.bimmerpost.com/forums/sh....php?t=1666708

ever get this repaired from november?
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      02-26-2020, 06:46 PM   #8
Gen13 F36
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Quote:
Originally Posted by chowser51 View Post
Glad no one got hurt and definitely call your finance company.

Anyone do any work on brakes lately?

Nothing related to the log?

https://f30.bimmerpost.com/forums/sh....php?t=1666708

ever get this repaired from november?
Now I remember why the OP name look familiar.
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      02-27-2020, 01:00 AM   #9
Rgbxstaxx
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Quote:
Originally Posted by chowser51 View Post
Glad no one got hurt and definitely call your finance company.

Anyone do any work on brakes lately?

Nothing related to the log?

https://f30.bimmerpost.com/forums/sh....php?t=1666708

ever get this repaired from november?
I bought it in October from the dealership and It was reported in a front end collision and repaired, got the log fixed situation fixed at the dealership not to long after it happened (like 4 days after) (took like a week or two to fix it &#128564 then I drove to Orlando it was originally from Miami, and yea say like a month or two after, this happened (feb 24). I didn't change the brakes tho 🤦🏿*♂️
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      02-27-2020, 02:37 AM   #10
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I suggest to take the car to an independent shop first to inspect all braking components and identify defects and potential liability.

Then take it to BMW dealer and ask to do the same.

Compare notes.
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      02-27-2020, 11:01 AM   #11
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Quote:
Originally Posted by Gen13 F36 View Post
Is this a new car loan. You got gap insurance right?

Like Billfitz said... call your finance company right away before your payment due date.
Quote:
Originally Posted by Gen13 F36 View Post
Is this a new car loan. You got gap insurance right?

Like Billfitz said... call your finance company right away before your payment due date.
Yes it does have gap insurance thank God but I was thinking if I should keep the car ??🤔 and have you have any knowledge of how that would work let me know
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      02-27-2020, 11:20 AM   #12
Gen13 F36
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Yes it does have gap insurance thank God but I was thinking if I should keep the car ??🤔 and have you have any knowledge of how that would work let me know
Your insurance will give you a quote when they total the car. And a side quote for you to buy back the car if you want to.... let us know how much... look like the car could be work on but will have a salvage title or you can fixed it properly and have a rebuilt title.
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      02-27-2020, 11:24 AM   #13
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Quote:
Originally Posted by Gen13 F36 View Post
Quote:
Originally Posted by Rgbxstaxx View Post
Yes it does have gap insurance thank God but I was thinking if I should keep the car ??🤔 and have you have any knowledge of how that would work let me know
Your insurance will give you a quote when they total the car. And a side quote for you to buy back the car if you want to.... let us know how much... look like the car could be work on but will have a salvage title or you can fixed it properly and have a rebuilt title.
Quote:
Originally Posted by Gen13 F36 View Post
Is this a new car loan. You got gap insurance right?

Like Billfitz said... call your finance company right away before your payment due date.
I will keep you posted I'm not to worried about the title I jus wanna know if they gonna give me the money or pay off the loan still if I end up keeping it loll
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      02-27-2020, 11:43 AM   #14
Gen13 F36
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I will keep you posted I'm not to worried about the title I jus wanna know if they gonna give me money or pay off the loan if I keep it loll
Me... I'll do it this way... let them pay the loan... depending on how much the wreck value they offer to me...buy it back with my own money.
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      02-28-2020, 01:43 AM   #15
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Quote:
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Quote:
Originally Posted by Rgbxstaxx View Post
I will keep you posted I'm not to worried about the title I jus wanna know if they gonna give me money or pay off the loan if I keep it loll
Me... I'll do it this way... let them pay the loan... depending on how much the wreck value they offer to me...buy it back with my own money.
Make sense
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