11-27-2021, 12:48 PM | #1 |
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is it totaled??
Welp my heart has officially broke today... This past Wednesday I was severely rear ended by a distracted driver and I'm pretty sure my 328 msport package is done for... man did I love this car. I've been in the process of converting it to look more lci model/M3ish but keeping it tame. I'm no poser and did not want a M3. I wanted my 328 sulev n26 with my personality and that's exactly what I created. Ive put so much $$, work and love into it to become my dream car and everyone noticed, I have gotten so many complements on her over the last 3 years and she was just so perfect to me.... very sad sad week
the lady claims that she sneezed and her eye glasses fell off her face from sneezing. I do not buy this excuse and I'm pretty sure she was texting and driving. I have video footage that is being posted and aftermath pics of the damage but need advice on if I should be shopping for a new car or planning to get my baby back. Let me start this car show by showing the good then the ugly... |
11-27-2021, 12:54 PM | #2 |
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Tough to say from pictures. It's up to the insurance adjuster to see what they quote for the damage. Did you get their insurance information and take it to the body shop yet?
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11-27-2021, 01:25 PM | #3 |
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Yes I have police reports and insurance claim numbers everything for info I need. but it's still at the tow yard since Wednesday. they said they can't release it until insurance or someone pays the fees which to me is bullsh**. I'm not coming out of pocket for any of this and want to get it resolved asap. I feel like the insurance companies are being lazy and dragging ass
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11-27-2021, 02:54 PM | #5 |
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Can't tell if it is totaled but doesn't look that bad. Obviously broken axels or other mechanical issues can't be seen. Just keep in mind that all the time, money and effort you put in won't be compensated for by the insurance and that is what really sucks about this. Good luck with this drama.
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11-27-2021, 05:52 PM | #6 |
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11-27-2021, 05:56 PM | #7 | |
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11-27-2021, 07:05 PM | #8 | ||
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The "why" doesn't matter in this situation so don't worry about it.
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11-27-2021, 09:14 PM | #9 |
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Ah man don't say that i hope the don't throw salvage yard parts at it and butcher it then give it back.... yicks. I'm deff going to make sure it's all new oem parts!
I'm bringing it to a bmw certified auto body shop that I work closely with and know the manager so that helps atleast. hopefully I'll find out more on Monday. it's just bull that I am still without a vehicle almost a week later seeing as this was my only running vehicle at the moment. |
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11-27-2021, 09:16 PM | #10 | |
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11-27-2021, 09:20 PM | #11 |
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ok that makes me feel a little better.. I'm just feeling some mixed emotions about the whole thing... of course I would take her back if I could she's always been a good ride lol.. but at the same time once she's been smashed my another it's never the same
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11-27-2021, 09:23 PM | #12 |
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Glad you’re ok OP. Maybe I missed it but year/miles of your car? How fast can you guesstimate she hit you? If anything you can buy the car back if they declare it a total loss.
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11-28-2021, 07:36 AM | #13 | |
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I was thinking about that too. buying it back to transfer my parts onto another f30. but at the same time I just had a baby 4 months ago and thinking bigger vehicle... idk I really don't want to deal with buying a new car and starting all over.. I'm anxiously awaiting to hear something back from all this.. the car is valued at 17-18k on kbb and that's pretty much what I owe left on it so I'm worried I'll just brake even and get screwed |
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11-28-2021, 09:44 AM | #14 | ||
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And insurance adjusters are running really behind right now. If the shop is BMW certified, the insurance company may allow the shop adjuster to estimate a claim. Maybe see if that's possible? |
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11-28-2021, 11:47 PM | #15 |
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FWIW- my '15 335xi was hit ~2 years ago only 3 months after buying it as a CPO. State Farm replaced everything with genuine BMW parts, and I chose to use an independent body shop instead of a BMW dealer/certified location.
I was surprised that mine was not totaled. In my case the car was valued at ~$28k at the time of the accident (only 30k miles), and State Farm put ~$18k into repairs (although the initial estimate was only $11-12k). My damage appears worse than yours (based on the pics you shared), if that helps you feel any better on the potential of repairing. I believe the general rule of thumb is insurance companies will put ~80% of the vehicle's value into repairs before they will total it. The current used car market should help the argument to repair yours. Best of luck, I hope you get good news this week…not a fun situation to deal with. P.S. I've included 2 pics of my car's damage if it helps. |
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11-29-2021, 02:48 AM | #16 |
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1. What did you take the pics with, a potato or an old Nokia brick phone?
2. Getting peoples opinions won't help your insurance company determine for value/scrap of your car, you won't be able to argue and say "well let me present random person xx's convincing forum post". 3. Spelling. Wow. |
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11-29-2021, 07:58 AM | #18 | |
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@OP That's some serious flame design on the rear. Totalled or not depends on many factors and it's difficult to judge just by these pics. Sorry for your loss man. |
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11-29-2021, 08:04 AM | #19 | |
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11-29-2021, 02:17 PM | #20 | |
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11-29-2021, 02:19 PM | #21 |
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I was thinking it could be a total loss with 85k on a 15 due to the creased rear quarter and other parts. Sorry for your situation. I hope this can be resolved for you.
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11-29-2021, 02:19 PM | #22 |
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I actually took them with last year's Motorola Moto g stylus. if u must know, I know it's a metro pcs phone but it boast a 64 mb camera... idk what happened with the picture quality. it must be from uploading them to this site. I was actually looking for ppl with similar wrecks to not use there word as testimony but to compare outcomes.... but I get some drunk dude that has too much time and can't read right. but go ahead and drink that hater-ade bro.
and 1 more thing do u need new glasses to? bc where do u see spelling errors in any of my posts?? --- stupid ass people these days |
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