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      01-15-2018, 01:04 PM   #45
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F***ing scumbags!

As already said, this is an insurance claim at 2.5k damage. You'll be less out of pocket claiming through insurance even with the claim on there for the next 5 years.

The only other option is to source second hand replacement oem parts as cheap as you can and fit them yourself or find someone who will do it for you. I would start by looking for the correct parts on eBay. Good luck
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      01-15-2018, 01:16 PM   #46
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Quote:
Originally Posted by Nobby Clark View Post
I struggle to follow this. Even though you have 10/11 years NCB, many insurers only recognise up to 9.

If you look at admiral's NCD scale for example, a full NCD of 9 years give you a 40% discount. A single claim with them removes 2 years discount. In this case you would be at 7 years NCD which in Admiral's cars equates to 33% discount.

How does Adrian Flux reduce NCD by 3-4 years and add 30-40%?

I guess there is some peace of mind with protected NCB after all.
Although it's the norm to lose just 2 years NCD from a single claim it gets more complicated when the insurance company allows more than the standard max 5 years NCD. Many reduce you down to 3 years NCD (5 minus 2 for the claim) even if you have much more than the standard maximum 5 years NCD

https://www.moneysupermarket.com/car...iscounts-work/
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      01-15-2018, 01:16 PM   #47
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F***ing Thunder C*nts

Sorry mate, feel for you.
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      01-15-2018, 01:16 PM   #48
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Complete mirrors, if you send him offer £250 he will take it

https://www.ebay.co.uk/itm/BMW-3-ser...edirect=mobile

Side skirts , have same ones my own car

https://www.ebay.co.uk/itm/2-WEEK-SA...edirect=mobile

Decals £80 from Dealers

Paint and fitted skirts. £200 - £300


I will provide carbon caps for Free .


If you have some cash then do it yourself to avoid claim but I let you decide and hope you get it all sorted before baby comes mate . Good luck
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      01-15-2018, 01:18 PM   #49
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Pair of mirrors for £325 in Birmingham, that would get you up and running
https://www.ebay.co.uk/itm/Bmw-3-Ser...4AAOSwo4pYl1i0
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      01-15-2018, 01:20 PM   #50
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There are black mirrors on there too, I just linked white as your car was. However, UKF30s offer looks the way to go.

Quote:
Originally Posted by UKF30 View Post
Complete mirrors, if you send him offer £250 he will take it

https://www.ebay.co.uk/itm/BMW-3-ser...edirect=mobile

Side skirts , have same ones my own car

https://www.ebay.co.uk/itm/2-WEEK-SA...edirect=mobile

Decals £80 from Dealers

Paint and fitted skirts. £200 - £300


I will provide carbon caps for Free .


If you have some cash then do it yourself to avoid claim but I let you decide and hope you get it all sorted before baby comes mate . Good luck
Very generous mate, we'll done
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      01-15-2018, 01:23 PM   #51
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Or a pair in white for £360 plus postage
https://www.ebay.co.uk/itm/2012-BMW-...0AAOSwlMFZNoo3
https://www.ebay.co.uk/itm/2012-BMW-...YAAOSw9OFZNoit
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      01-15-2018, 01:29 PM   #52
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Loads of mirrors on ebay, these two from the same seller, make him an offer of £200 for the pair and get them painted
Near side
https://www.ebay.co.uk/itm/BMW-F30-3...MAAOSwDApaWJ-v
Off side
https://www.ebay.co.uk/itm/BMW-F30-3...4AAOSwE8daWKC7
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      01-15-2018, 01:30 PM   #53
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Mirrors. £230

https://www.ebay.co.uk/itm/BMW-F30-3...4AAOSwE8daWKC7

https://www.ebay.co.uk/itm/BMW-F30-3...MAAOSwDApaWJ-v


Unless you have folding ones
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      01-15-2018, 01:37 PM   #54
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Quote:
Originally Posted by UKF30 View Post
Complete mirrors, if you send him offer £250 he will take it

https://www.ebay.co.uk/itm/BMW-3-ser...edirect=mobile

Side skirts , have same ones my own car

https://www.ebay.co.uk/itm/2-WEEK-SA...edirect=mobile

Decals £80 from Dealers

Paint and fitted skirts. £200 - £300


I will provide carbon caps for Free .


If you have some cash then do it yourself to avoid claim but I let you decide and hope you get it all sorted before baby comes mate . Good luck
Good man , top lad!
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      01-15-2018, 02:16 PM   #55
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Quote:
Originally Posted by Hooded View Post
Although it's the norm to lose just 2 years NCD from a single claim it gets more complicated when the insurance company allows more than the standard max 5 years NCD. Many reduce you down to 3 years NCD (5 minus 2 for the claim) even if you have much more than the standard maximum 5 years NCD

https://www.moneysupermarket.com/car...iscounts-work/
So no one deducted 4 years.
It seems you have some very generous offers and help so hopefully a claim will not be needed.

It does raise the question though, if you were considering not claiming for a £2.5k claim, when would you?
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      01-15-2018, 02:17 PM   #56
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FFS ridiculous
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      01-15-2018, 02:41 PM   #57
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I hope that you find who did it and literally smash fuck out of them.
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      01-15-2018, 02:51 PM   #58
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Boils my blood
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      01-15-2018, 03:52 PM   #59
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Can't bloody believe anyone would go to that extreme, looks like they have just ripped it off and probably will be of no use to them...

That's pure and utter vandalism, feel for you mate that's just horrible.
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      01-15-2018, 04:25 PM   #60
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Quote:
Originally Posted by S1NGH View Post
Can't bloody believe anyone would go to that extreme, looks like they have just ripped it off and probably will be of no use to them...

That's pure and utter vandalism, feel for you mate that's just horrible.
Must be selling the carbon mirror caps. Seems a lot of risk/effort for something that can't be worth more than 50 quid.
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      01-15-2018, 05:12 PM   #61
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Quote:
Originally Posted by s11nny View Post
scum, this is just round the corner from me. a few fords have been stolen in wyken, walsgrave. never knew they are nicking car parts now,
are sideskirts easy to nick then
You wouldnt have thought so. How to you get away with a set of side skirts? One under each arm lol
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      01-15-2018, 05:13 PM   #62
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Truly gutted to see this kind of thing going on. Really do feel for you. It's really just an all too common scene in this shithole world we live in.

I don't blame the police as their hands are tied regarding resources etc. The only ones to blame are scumbags that do it and the idiots who buy knocked off gear creating a need.

I hope whatever path you choose to get your pride and joy sorted does not hurt your pocket too much.

And also... massive shout to UKF30 for giving stuff away to help the guy out. You sir are a legend👌
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      01-15-2018, 05:18 PM   #63
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Sorry about this OP it's shite and the scumbags need locking up!

However what kind of world do we live in where claiming on insurance isn't the way forward because a lack of no claims acts as a penalty for using what the insurance is designed for. It's fucking ridiculous.

I had two cars stolen in 2014 and my renewals are still thousands per year because of them.

If I found the c**ts id be on a murder charge.
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      01-15-2018, 06:16 PM   #64
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Quote:
Originally Posted by kylemacca01 View Post
You wouldnt have thought so. How to you get away with a set of side skirts? One under each arm lol
Probably pulled alongside in a Transit to shield them from passers by
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      01-15-2018, 06:19 PM   #65
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Also try these part finders:

https://www.breakeryard.com/partfinder
https://www.breakerlink.com/?code_no...B#.Wl1EqiSnyfA

They both use a network of Breakers to find your parts, and will send you prices for comparison.
Have used in the past
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      01-16-2018, 12:02 AM   #66
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I’m really sorry to hear about this. Really annoys me what some people think is acceptable!!!

I hope you get it all sorted.

On a positive note - very kind offer from UKF30. Well done!!!
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