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      07-31-2018, 09:43 AM   #1
330XDave
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Ouch...

https://mobile.twitter.com/Derbyshir...90996279828480

Ropey tyres on an M car!

3rd party insurance!
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      07-31-2018, 09:49 AM   #2
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Not sure if they are as ropy as made out? All the groove bars unworn - and no cut line near the edge of the tyre by design anyway - *edit* No on second look with the brightness up they are toasted quite a few miles ago...

In saying that taking someone's M3 3rd party in last nights weather was just asking for trouble...
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      07-31-2018, 12:07 PM   #3
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His insurance is probably invalidated because of the tyres, it is below minimum standard
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      07-31-2018, 03:40 PM   #4
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Shit, he’ll be paying off the finance on a car he no longer has for a very long time!!
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      07-31-2018, 03:45 PM   #5
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Either that or he'll be taking out another loan for the repairs!
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      07-31-2018, 03:47 PM   #6
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Quote:
Originally Posted by 330XDave View Post
Either that or he'll be taking out another loan for the repairs!
The way that front wheel is splayed out makes me think the front end is write off bad.
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      07-31-2018, 03:57 PM   #7
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Originally Posted by teaston View Post
The way that front wheel is splayed out makes me think the front end is write off bad.
In all fairness, as eluded to in a previous post, I'm not even sure it's his car! Most insurers won't allow you to take out third party insurance on such an expensive car so I think it's a mates car and he took it out on the basis his own insurance allowed him to drive other cars on Third Party only insurance.
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      07-31-2018, 03:59 PM   #8
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Another bell end who probably lives with his parents and drives a car he can't afford.

Lucky for him he didn't injure someone else.
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      07-31-2018, 03:59 PM   #9
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Quote:
Originally Posted by 330XDave View Post
In all fairness, as eluded to in a previous post, I'm not even sure it's his car! Most insurers won't allow you to take out third party insurance on such an expensive car so I think it's a mates car and he took it out on the basis his own insurance allowed him to drive other cars on Third Party only insurance.
Oh I see! Then he might get away with no financial loss, if my mate lent me his car with tyres like that I’d tell him the accident was his bloody fault!
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      08-01-2018, 01:24 AM   #10
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What a cockjugglingthundercunt!
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      08-01-2018, 02:23 AM   #11
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      08-01-2018, 05:55 AM   #12
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Quote:
Originally Posted by 330XDave View Post
In all fairness, as eluded to in a previous post, I'm not even sure it's his car! Most insurers won't allow you to take out third party insurance on such an expensive car so I think it's a mates car and he took it out on the basis his own insurance allowed him to drive other cars on Third Party only insurance.

Who’s liable in this instance... the guy who borrowed and crashed it, or the owner with a car not fit for the road?

Either way one or both of them are seriously out of pocket.... if the insurance is void shutting a lane on the motorway is going to be thousands... without factoring in any armco replacement at £500 per section.
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      08-01-2018, 03:04 PM   #13
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Quote:
Originally Posted by aquazi View Post
Who’s liable in this instance... the guy who borrowed and crashed it, or the owner with a car not fit for the road?

Either way one or both of them are seriously out of pocket.... if the insurance is void shutting a lane on the motorway is going to be thousands... without factoring in any armco replacement at £500 per section.
Insurance companies don’t pay for road closures, the taxpayer does.

But yes the driver is liable for the other damaged vehicles he hit, as it is the driver who is responsible for checking the vehicles roadworthyness, same as anyone who drives a company car/van/lorry/bus etc.
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      08-01-2018, 04:02 PM   #14
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Quote:
Originally Posted by teaston View Post
Insurance companies don’t pay for road closures, the taxpayer does.

But yes the driver is liable for the other damaged vehicles he hit, as it is the driver who is responsible for checking the vehicles roadworthyness, same as anyone who drives a company car/van/lorry/bus etc.
Thats not strictly correct... Section 149 of the Highways Act gives the Highways Authority the power to recover its expenses from the person causing the obstruction/ forcing a closure.

Lots of cases where a claim for a vehicle fire have gone over £100k for closure and repair of motorway hard shoulder.

Where they choose to persue this is another matter...
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      08-01-2018, 04:07 PM   #15
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Quote:
Originally Posted by aquazi View Post
Quote:
Originally Posted by teaston View Post
Insurance companies don't pay for road closures, the taxpayer does.

But yes the driver is liable for the other damaged vehicles he hit, as it is the driver who is responsible for checking the vehicles roadworthyness, same as anyone who drives a company car/van/lorry/bus etc.
Thats not strictly correct... Section 149 of the Highways Act gives the Highways Authority the power to recover its expenses from the person causing the obstruction/ forcing a closure.

Lots of cases where a claim for a vehicle fire have gone over £100k for closure and repair of motorway hard shoulder.

Where they choose to persue this is another matter...
I don't know about closures but when we attend a RTC with damaged street furniture (don't ask me why it's called that) we complete forms for Highways to claim back the costs.
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      08-01-2018, 04:21 PM   #16
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Quote:
Originally Posted by TouringPleb View Post
I don't know about closures but when we attend a RTC with damaged street furniture (don't ask me why it's called that) we complete forms for Highways to claim back the costs.
Yes I know that happens, that’s why when I hit some roundabout signs (when I were a lad) I made myself scarce sharpish!
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