[iamgus_gus]

Insurance cost might be the deciding factor between me getting an e90 or an e92. Im under the asumption that the 4 door will be less on insurance but how much?

24 y/o with a clean record. This will be my sole vehicle.

my 03 350z was 225/m with some tickets at 21 y/o, im hoping the bmw wont be too much more.

[ejazbmw]

Originally Posted by Bryan0102

Its impossible to know. Honestly I know people who pay 4k a year, and im 17 and pay 600 a year. you've just really got to shop around. A BMW shoudl be cheaper than a 350z though because they factor in statistically the people who get in accidents in each car.

AAA quoted me for 2500 and I have Mercury now- They're really good. But then again, im in a family policy.

they also factor that a coupe is more of a sports car and they know the 335 is turboed. Insurance companies aren't dumb and plus hes only 24 its probably going to be more then your Z IMO

[Hawkeye]

I don't know about that. I have a ticket and I am only 25 with a sportier car. I pay ~$60 a month. When I was 24 I was paying slightly under double that, probably ~$100 a month. Given I live in Iowa so my rate is going to be a bit cheaper, but if you shop around you can usually get a good rate. I have State Farm btw and have been very happy with their claim response and everything!

If you are older with a clean record it should be much cheaper than your 350z at a younger age with some tickets! A 4 door will be cheaper than a 2 door, not question about it. How much cheaper depends on where you live and what stats your insurance company is using. If you get renters insurance on an apartment or something like that you can get the multiple policy discount at most places and it only costs like a few bucks a month usually. Just shop around for the best rate.

p.s. Those numbers are just for full coverage on my BMW. I also have full coverage on my Titan and R6 as well as townhouse insurance. My full insurance bill is $143 a month.

[Spec 1]

I'm an agent.

It is impossible to give you an idea, that's what insurance quotes are for. Rates are determined off a miriad of factors specifically aimed at you. Without knowing 30+ factors you wouldn't be able to say, even then each company weighs those factors differently. Call an insurance company.

[lauer87]

Or ask an actuary....

[iamgus_gus]

just as a general guess then.. how much cheaper is a 4 door over a 2 door usually. like i said im looking for a guess. im not going to hold u to it ;- )

[Spec 1]

Originally Posted by iamgus_gus

just as a general guess then.. how much cheaper is a 4 door over a 2 door usually. like i said im looking for a guess. im not going to hold u to it ;- )

Originally Posted by Spec 1

I'm an agent.

It is impossible to give you an idea, that's what insurance quotes are for. Rates are determined off a miriad of factors specifically aimed at you. Without knowing 30+ factors you wouldn't be able to say, even then each company weighs those factors differently. Call an insurance company.

Huh.

Nobody's guess will be accurately based on anything. Coupes arent necessarily more than sedans, model year will affect it, and expense of vehicle changes from company to company. You can get a quote from your agent in 5 min. Call them and say "how much if I switched to ___ ?" and they can plug it in real quick. The Bimmer shouldn't be much more than the 350Z, but again, depends what company you have.

[jpsum]

15 mins can save you 15% on car insurance... so easy, a caveman can do it.

[shift330]

Depends on the city as well as a bunch of other factors; Married/Single?, Student?, Kids?, Crime Rates, Tickets/Accidents? Call an agent an if you qualify for USAA then that's 99.9% most likely going to be the best rate you'll find.

[iamgus_gus]

well there is no change over the 350z was my parents plan pre college graduate and this one will be on my own. thankfully im graduating college which has farmers hooking me up for 90/m. thanks guys